HBT Financial (HBT) Total Return Calculator
$10,000 since Oct 2019, with and without reinvesting · data through Oct 2026
Since Oct 2019, $10,000 became $29,123 reinvested (16.5% a year), or $25,890 taking the dividends as cash, $3,108 of it paid out along the way.
HBT became
$29,123
S&P 500: $27,537
Return a year
16.5%
S&P 500: 15.6%
Payouts reinvested
$3,563
bought more shares
Worst drop
-45.1%
S&P 500: -23.9%
$10,000, Oct 2019 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | HBT total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +44.6% | $555 | +11.7% |
| 2025 | +22.2% | $665 | +17.7% |
| 2024 | +7.7% | $599 | +24.9% |
| 2023 | +11.8% | $492 | +26.2% |
| 2022 | +8.1% | $439 | −18.2% |
| 2021 | +28.1% | $412 | +28.7% |
| 2020 | −16.6% | $397 | +18.3% |
| 2019 (part) | +18.5% | $4 | +6.6% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: HBT total return
Data as of · Source: SmarterDividends data
- $10,000 invested in HBT Financial (HBT) at the end of Oct 2019, with dividends reinvested, was worth $29,123 at the end of Oct 2026: 16.5% a year, against $27,537 (15.6% a year) in the S&P 500.
- Over the 5 years to Oct 2026, HBT returned 19.2% a year with dividends reinvested (S&P 500: 12.0%).
- Taking HBT's dividends as cash instead of reinvesting them, the same $10,000 ended at $25,890, including $3,108 of cash received; reinvesting added $3,233.
- HBT's best calendar year in that time was 2021 (28.1%) and its worst 2020 (-16.6%), with dividends reinvested.
Cite this page
SmarterDividends, "HBT Financial (HBT) Total Return Calculator," updated Nov 7, 2026, https://smarterdividends.com/stocks/HBT/total-return
HBT total return questions
What is HBT's total return since Oct 2019?
191% in total, or 16.5% a year, through Oct 2026 with dividends reinvested. The share price alone rose 128%.
How much of HBT's return came from dividends?
About 24% of its yearly return since Oct 2019. Reinvesting them, rather than taking cash, left you $3,233 better off on a $10,000 start.
What was HBT's worst year?
2020, at -16.6% with dividends reinvested (S&P 500: 18.3%). Its deepest fall from a peak, on month-end values, was -45.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.