SmarterDividends
HDB

HDFC Bank (HDB) Total Return Calculator

$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026

$10,000 invested in HDFC Bank (HDB) ten years ago, at the end of Oct 2016, was worth $14,757 at the end of Oct 2026 with every dividend reinvested: 4.0% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $46,892 reinvested (8.6% a year), or $44,572 taking the dividends as cash, $10,606 of it paid out along the way.

Payouts
Compare with

HDB became

$46,892

S&P 500: $72,756

Return a year

8.6%

S&P 500: 11.1%

Payouts reinvested

$12,885

bought more shares

Worst drop

-60.7%

S&P 500: -48.2%

$10,000, Dec 2007 to Oct 2026

Payouts reinvested · S&P 500 reinvested

YearHDB total returnPaid outS&P 500
2026 (part)−37.3%$1,636+11.7%
2025+17.9%$2,283+17.7%
2024−3.8%$741+24.9%
2023−0.9%$666+26.2%
2022+6.3%$683−18.2%
2021−9.6%$283+28.7%
2020+14.0%$30+18.3%
2019+25.0%$1,356+31.2%
2018+4.0%$1,064−4.6%
2017+71.4%$944+21.7%
2016+1.0%$781+12.0%
2015+24.4%$667+1.2%
2014+48.6%$185+13.5%
2013−13.1%$459+32.3%
2012+59.4%$404+16.0%
2011−19.3%$384+1.9%
2010+29.4%$122+15.1%
2009+83.5%$107+26.4%
2008−45.0%$90−36.8%

"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.

Key facts: HDB total return

Data as of · Source: SmarterDividends data

  • $10,000 invested in HDFC Bank (HDB) at the end of Dec 2007, with dividends reinvested, was worth $46,892 at the end of Oct 2026: 8.6% a year, against $72,756 (11.1% a year) in the S&P 500.
  • Over the 10 years to Oct 2026, HDB turned $10,000 into $14,757 with dividends reinvested, 4.0% a year.
  • Over the 5 years to Oct 2026, HDB returned -7.5% a year with dividends reinvested (S&P 500: 12.0%).
  • Taking HDB's dividends as cash instead of reinvesting them, the same $10,000 ended at $44,572, including $10,606 of cash received; reinvesting added $2,320.
  • About 22% of HDB's yearly total return since Dec 2007 came from dividends; the rest came from the share price.
  • HDB's best calendar year in that time was 2009 (83.5%) and its worst 2008 (-45.0%), with dividends reinvested.
Cite this page

SmarterDividends, "HDFC Bank (HDB) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/HDB/total-return

HDB total return questions

If I invested $10,000 in HDB 10 years ago, how much would I have?

About $14,757 at the end of Oct 2026, with every dividend reinvested: 4.0% a year. Taking them as cash, you'd have shares worth $12,531 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.

What is HDB's total return since Dec 2007?

369% in total, or 8.6% a year, through Oct 2026 with dividends reinvested. The share price alone rose 240%.

How much of HDB's return came from dividends?

About 22% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $2,320 better off on a $10,000 start.

What was HDB's worst year?

2008, at -45.0% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -60.7%.

How is total return calculated here?

From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.