ISPY Total Return Calculator
$10,000 since Dec 2023, with and without reinvesting · data through Oct 2026
Since Dec 2023, $10,000 became $14,921 reinvested (15.2% a year), or $14,345 taking the distributions as cash, $2,644 of it paid out along the way.
ISPY became
$14,921
S&P 500: $16,420
Return a year
15.2%
S&P 500: 19.1%
Payouts reinvested
$2,981
bought more shares
Worst drop
-9.6%
S&P 500: -7.6%
$10,000, Dec 2023 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | ISPY total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +8.7% | $703 | +11.7% |
| 2025 | +13.1% | $1,126 | +17.7% |
| 2024 | +21.3% | $1,152 | +24.9% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: ISPY total return
Data as of · Source: SmarterDividends data
- $10,000 invested in ISPY at the end of Dec 2023, with distributions reinvested, was worth $14,921 at the end of Oct 2026: 15.2% a year, against $16,420 (19.1% a year) in the S&P 500.
- Taking ISPY's distributions as cash instead of reinvesting them, the same $10,000 ended at $14,345, including $2,644 of cash received; reinvesting added $576.
- ISPY's best calendar year in that time was 2024 (21.3%) and its worst 2025 (13.1%), with distributions reinvested.
Cite this page
SmarterDividends, "ISPY Total Return Calculator," updated Nov 10, 2026, https://smarterdividends.com/stocks/ISPY/total-return
ISPY total return questions
What is ISPY's total return since Dec 2023?
49% in total, or 15.2% a year, through Oct 2026 with distributions reinvested. The share price alone rose 17%.
How much of ISPY's return came from distributions?
About 62% of its yearly return since Dec 2023. Reinvesting them, rather than taking cash, left you $576 better off on a $10,000 start.
What was ISPY's worst year?
2025, at 13.1% with distributions reinvested (S&P 500: 17.7%). Its deepest fall from a peak, on month-end values, was -9.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.