ITOT Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in ITOT ten years ago, at the end of Oct 2016, was worth $39,886 at the end of Oct 2026 with every distribution reinvested: 14.8% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $70,543 reinvested (10.9% a year), or $56,827 taking the distributions as cash, $6,126 of it paid out along the way.
ITOT became
$70,543
S&P 500: $72,756
Return a year
10.9%
S&P 500: 11.1%
Payouts reinvested
$7,613
bought more shares
Worst drop
-48.1%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | ITOT total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +11.8% | $517 | +11.7% |
| 2025 | +17.0% | $706 | +17.7% |
| 2024 | +23.8% | $656 | +24.9% |
| 2023 | +26.1% | $647 | +26.2% |
| 2022 | −19.5% | $557 | −18.2% |
| 2021 | +25.7% | $513 | +28.7% |
| 2020 | +20.7% | $495 | +18.3% |
| 2019 | +30.7% | $537 | +31.2% |
| 2018 | −5.3% | $464 | −4.6% |
| 2017 | +21.4% | $386 | +21.7% |
| 2016 | +12.6% | $341 | +12.0% |
| 2015 | +0.4% | $246 | +1.2% |
| 2014 | +13.5% | $367 | +13.5% |
| 2013 | +33.3% | $304 | +32.3% |
| 2012 | +15.8% | $210 | +16.0% |
| 2011 | +1.7% | $184 | +1.9% |
| 2010 | +16.3% | $155 | +15.1% |
| 2009 | +26.6% | $156 | +26.4% |
| 2008 | −36.4% | $173 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: ITOT total return
Data as of · Source: SmarterDividends data
- $10,000 invested in ITOT at the end of Dec 2007, with distributions reinvested, was worth $70,543 at the end of Oct 2026: 10.9% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, ITOT turned $10,000 into $39,886 with distributions reinvested, 14.8% a year.
- Over the 5 years to Oct 2026, ITOT returned 11.0% a year with distributions reinvested (S&P 500: 12.0%).
- Taking ITOT's distributions as cash instead of reinvesting them, the same $10,000 ended at $56,827, including $6,126 of cash received; reinvesting added $13,716.
- ITOT's best calendar year in that time was 2013 (33.3%) and its worst 2008 (-36.4%), with distributions reinvested.
Cite this page
SmarterDividends, "ITOT Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/ITOT/total-return
ITOT total return questions
If I invested $10,000 in ITOT 10 years ago, how much would I have?
About $39,886 at the end of Oct 2026, with every distribution reinvested: 14.8% a year. Taking them as cash, you'd have shares worth $34,076 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is ITOT's total return since Dec 2007?
605% in total, or 10.9% a year, through Oct 2026 with distributions reinvested. The share price alone rose 407%.
How much of ITOT's return came from distributions?
About 18% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $13,716 better off on a $10,000 start.
What was ITOT's worst year?
2008, at -36.4% with distributions reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -48.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.