Invesco Mortgage Capital Inc.
IVRReal Estate · Stock · monthly payer
Forward Yield
19.38%
Annual Dividend
$1.44
Payout Ratio
90%
5-Yr Growth
-2.9%
Ex-Date
Jul 27, 2026
Frequency
Monthly
Summary
As of August 2026, Invesco Mortgage Capital Inc. (IVR) yields 19.38% ($1.44 per share annually), with a blended fair-value estimate of $17.83 — +141% upside, so it screens as undervalued. Dividend safety grade: D (45/100).
Is IVR a good dividend stock?
MixedInvesco Mortgage Capital Inc. (IVR) pays a monthly dividend yielding 19.38% ($1.44/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2025
- Elevated payout ratio (90%)
- Dividend has been shrinking, not growing
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 19.38%
- Payout Ratio
- 90%
- Annual Dividend
- $1.44
- 5-Yr Avg Growth
- -2.9%
- Ex-Dividend Date
- Jul 27, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- 1.57
- Market Cap
- $796.5M
- P/E Ratio
- 4.7
- 5-Yr Total Return
- -76%
- 52-Week Range
- $7.10 – $9.50
- Dividend Safety
- D · 45/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
IVR Price — Last 12 Months
Daily close
Price Return
1 Year
-4%
3 Years
-34%
5 Years
-76%
52-Week Range
$7.10 – $9.50
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is IVR worth?
Undervaluedlow confidenceOur blended fair-value estimate for Invesco Mortgage Capital Inc. is $17.83 per share, versus a market price of $7.41. That implies 141% of upside — a margin of safety of about 58%.
Fair Value
$17.83
Current Price
$7.41
Upside
+141%
Margin of Safety
58%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 9.3% discount rate (CAPM), -5.0% stage-1 growth, 2.5% terminal growth, $1.58 EPS, $1.44 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
IVR Dividend Safety Score
Risky
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 27, 2026 | — | $0.1200 | regular |
| Jun 23, 2026 | — | $0.1200 | regular |
| May 26, 2026 | — | $0.1200 | regular |
| Apr 27, 2026 | — | $0.1200 | regular |
| Mar 24, 2026 | — | $0.1200 | regular |
| Feb 24, 2026 | — | $0.1200 | regular |
| Jan 26, 2026 | — | $0.1200 | regular |
| Dec 29, 2025 | — | $0.3600 | regular |
| Oct 6, 2025 | — | $0.3400 | regular |
| Jul 7, 2025 | — | $0.3400 | regular |
| Apr 7, 2025 | — | $0.3400 | regular |
| Dec 30, 2024 | — | $0.4000 | regular |
| Oct 7, 2024 | — | $0.4000 | regular |
| Jul 5, 2024 | — | $0.4000 | regular |
Income Calculator
At $1.44 / yr per share
