Mastercard (MA) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Mastercard (MA) ten years ago, at the end of Oct 2016, was worth $63,207 at the end of Oct 2026 with every dividend reinvested: 20.2% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $326,515 reinvested (20.3% a year), or $307,244 taking the dividends as cash, $10,771 of it paid out along the way.
MA became
$326,515
S&P 500: $72,756
Return a year
20.3%
S&P 500: 11.1%
Payouts reinvested
$11,529
bought more shares
Worst drop
-55.9%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | MA total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +12.5% | $1,845 | +11.7% |
| 2025 | +9.0% | $1,614 | +17.7% |
| 2024 | +24.2% | $1,355 | +24.9% |
| 2023 | +23.4% | $1,164 | +26.2% |
| 2022 | −2.7% | $1,045 | −18.2% |
| 2021 | +1.2% | $866 | +28.7% |
| 2020 | +20.2% | $795 | +18.3% |
| 2019 | +59.2% | $684 | +31.2% |
| 2018 | +25.3% | $491 | −4.6% |
| 2017 | +47.7% | $448 | +21.7% |
| 2016 | +6.9% | $383 | +12.0% |
| 2015 | +13.8% | $316 | +1.2% |
| 2014 | +3.7% | $213 | +13.5% |
| 2013 | +70.7% | $113 | +32.3% |
| 2012 | +32.1% | $53 | +16.0% |
| 2011 | +66.7% | $40 | +1.9% |
| 2010 | −12.2% | $34 | +15.1% |
| 2009 | +79.8% | $39 | +26.4% |
| 2008 | −33.4% | $33 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: MA total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Mastercard (MA) at the end of Dec 2007, with dividends reinvested, was worth $326,515 at the end of Oct 2026: 20.3% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, MA turned $10,000 into $63,207 with dividends reinvested, 20.2% a year.
- Over the 5 years to Oct 2026, MA returned 14.4% a year with dividends reinvested (S&P 500: 12.0%).
- Taking MA's dividends as cash instead of reinvesting them, the same $10,000 ended at $307,244, including $10,771 of cash received; reinvesting added $19,271.
- MA's best calendar year in that time was 2009 (79.8%) and its worst 2008 (-33.4%), with dividends reinvested.
Cite this page
SmarterDividends, "Mastercard (MA) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/MA/total-return
MA total return questions
If I invested $10,000 in MA 10 years ago, how much would I have?
About $63,207 at the end of Oct 2026, with every dividend reinvested: 20.2% a year. Taking them as cash, you'd have shares worth $59,616 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is MA's total return since Dec 2007?
3165% in total, or 20.3% a year, through Oct 2026 with dividends reinvested. The share price alone rose 2865%.
How much of MA's return came from dividends?
About 3% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $19,271 better off on a $10,000 start.
What was MA's worst year?
2008, at -33.4% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -55.9%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.