M&T Bank (MTB-PJ) Total Return Calculator
$10,000 since May 2024, with and without reinvesting · data through Oct 2026
Since May 2024, $10,000 became $11,668 reinvested (6.6% a year), or $11,643 taking the dividends as cash, $1,750 of it paid out along the way.
MTB-PJ became
$11,668
S&P 500: $14,753
Return a year
6.6%
S&P 500: 17.5%
Payouts reinvested
$1,882
bought more shares
Worst drop
-4.9%
S&P 500: -7.6%
$10,000, May 2024 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | MTB-PJ total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −0.6% | $617 | +11.7% |
| 2025 | +7.1% | $806 | +17.7% |
| 2024 (part) | +9.6% | $458 | +12.2% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: MTB-PJ total return
Data as of · Source: SmarterDividends data
- $10,000 invested in M&T Bank (MTB-PJ) at the end of May 2024, with dividends reinvested, was worth $11,668 at the end of Oct 2026: 6.6% a year, against $14,753 (17.5% a year) in the S&P 500.
- Taking MTB-PJ's dividends as cash instead of reinvesting them, the same $10,000 ended at $11,643, including $1,750 of cash received; reinvesting added $25.
- MTB-PJ's best calendar year in that time was 2025 (7.1%) and its worst 2025 (7.1%), with dividends reinvested.
Cite this page
SmarterDividends, "M&T Bank (MTB-PJ) Total Return Calculator," updated Nov 8, 2026, https://smarterdividends.com/stocks/MTB-PJ/total-return
MTB-PJ total return questions
What is MTB-PJ's total return since May 2024?
17% in total, or 6.6% a year, through Oct 2026 with dividends reinvested. The share price alone fell 1%.
How much of MTB-PJ's return came from dividends?
About 100% of its yearly return since May 2024. Reinvesting them, rather than taking cash, left you $25 better off on a $10,000 start.
What was MTB-PJ's worst year?
2025, at 7.1% with dividends reinvested (S&P 500: 17.7%). Its deepest fall from a peak, on month-end values, was -4.9%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.