M&T Bank (MTB) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in M&T Bank (MTB) ten years ago, at the end of Oct 2016, was worth $23,820 at the end of Oct 2026 with every dividend reinvested: 9.1% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $47,641 reinvested (8.6% a year), or $35,575 taking the dividends as cash, $8,516 of it paid out along the way.
MTB became
$47,641
S&P 500: $72,756
Return a year
8.6%
S&P 500: 11.1%
Payouts reinvested
$12,010
bought more shares
Worst drop
-58.8%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | MTB total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +11.8% | $962 | +11.7% |
| 2025 | +10.4% | $1,208 | +17.7% |
| 2024 | +41.7% | $1,068 | +24.9% |
| 2023 | −1.7% | $953 | +26.2% |
| 2022 | −2.9% | $917 | −18.2% |
| 2021 | +24.3% | $815 | +28.7% |
| 2020 | −22.2% | $757 | +18.3% |
| 2019 | +21.6% | $684 | +31.2% |
| 2018 | −14.6% | $596 | −4.6% |
| 2017 | +10.9% | $366 | +21.7% |
| 2016 | +32.2% | $461 | +12.0% |
| 2015 | −1.3% | $438 | +1.2% |
| 2014 | +10.4% | $435 | +13.5% |
| 2013 | +21.3% | $424 | +32.3% |
| 2012 | +33.2% | $416 | +16.0% |
| 2011 | −9.1% | $409 | +1.9% |
| 2010 | +34.8% | $384 | +15.1% |
| 2009 | +23.1% | $370 | +26.4% |
| 2008 | −27.0% | $348 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: MTB total return
Data as of · Source: SmarterDividends data
- $10,000 invested in M&T Bank (MTB) at the end of Dec 2007, with dividends reinvested, was worth $47,641 at the end of Oct 2026: 8.6% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, MTB turned $10,000 into $23,820 with dividends reinvested, 9.1% a year.
- Over the 5 years to Oct 2026, MTB returned 11.9% a year with dividends reinvested (S&P 500: 12.0%).
- Taking MTB's dividends as cash instead of reinvesting them, the same $10,000 ended at $35,575, including $8,516 of cash received; reinvesting added $12,066.
- MTB's best calendar year in that time was 2024 (41.7%) and its worst 2008 (-27.0%), with dividends reinvested.
Cite this page
SmarterDividends, "M&T Bank (MTB) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/MTB/total-return
MTB total return questions
If I invested $10,000 in MTB 10 years ago, how much would I have?
About $23,820 at the end of Oct 2026, with every dividend reinvested: 9.1% a year. Taking them as cash, you'd have shares worth $17,984 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is MTB's total return since Dec 2007?
376% in total, or 8.6% a year, through Oct 2026 with dividends reinvested. The share price alone rose 171%.
How much of MTB's return came from dividends?
About 37% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $12,066 better off on a $10,000 start.
What was MTB's worst year?
2008, at -27.0% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -58.8%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.