BlackRock MuniHoldings New Jersey Quality Fund, Inc.
MUJFinancial Services · Stock · monthly payer
Forward Yield
5.70%
Annual Dividend
$0.65
Payout Ratio
141%
5-Yr Growth
-1.3%
Ex-Date
Oct 15, 2026
Frequency
Monthly
Summary
As of September 2026, BlackRock MuniHoldings New Jersey Quality Fund, Inc. (MUJ) yields 5.70% ($0.65 per share annually), with a blended fair-value estimate of $9.91 — -15% downside, so it screens as fairly valued. Dividend safety grade: C (57/100). 2 years of dividend growth.
Is MUJ a good dividend stock?
MixedBlackRock MuniHoldings New Jersey Quality Fund, Inc. (MUJ) pays a monthly dividend yielding 5.70% ($0.65/yr), with 2 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2023
- Elevated payout ratio (141%)
- Dividend has been shrinking, not growing
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 5.70%
- Payout Ratio
- 141%
- Annual Dividend
- $0.65
- 5-Yr Avg Growth
- -1.3%
- Ex-Dividend Date
- Oct 15, 2026
- Years of Growth
- 2
- Frequency
- monthly
- Beta
- 0.57
- Market Cap
- $597.5M
- P/E Ratio
- 24.4
- 5-Yr Total Return
- -24%
- 52-Week Range
- $11.31 – $12.68
- Dividend Safety
- C · 57/100
- Ever Cut?
- Yes (2023)
Frequently Asked Questions
MUJ Price — Last 12 Months
Daily close
Price Return
1 Year
-1%
3 Years
+17%
5 Years
-24%
52-Week Range
$11.31 – $12.68
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is MUJ worth?
Fairly valuedmedium confidenceOur blended fair-value estimate for BlackRock MuniHoldings New Jersey Quality Fund, Inc. is $9.91 per share, versus a market price of $11.66. That implies the stock is roughly fairly priced.
Fair Value
$9.91
Current Price
$11.66
Gap
-15%
Margin of Safety
-18%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -1.9% annual free-cash-flow growth. We model -1.4% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.2% discount rate (CAPM), -1.4% stage-1 growth, 2.5% terminal growth, $0.46 EPS, $0.65 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
MUJ Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full MUJ dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 15, 2026 | — | $0.0540 | regular |
| Aug 14, 2026 | — | $0.0540 | regular |
| Jul 15, 2026 | — | $0.0540 | regular |
| Jun 15, 2026 | — | $0.0540 | regular |
| May 15, 2026 | — | $0.0540 | regular |
| Apr 15, 2026 | — | $0.0540 | regular |
| Mar 13, 2026 | — | $0.0540 | regular |
| Feb 13, 2026 | — | $0.0540 | regular |
| Jan 20, 2026 | — | $0.0540 | regular |
| Dec 22, 2025 | — | $0.0540 | regular |
| Nov 14, 2025 | — | $0.0540 | regular |
| Oct 15, 2025 | — | $0.0540 | regular |
| Sep 15, 2025 | — | $0.0540 | regular |
| Aug 15, 2025 | — | $0.0540 | regular |
Income Calculator
At $0.65 / yr per share
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