SmarterDividends
NBTB

NBT Bancorp Inc.

NBTB33 yrs growth

Financial Services · Stock · quarterly payer

Forward Yield

3.19%

Annual Dividend

$1.48

Payout Ratio

41%

5-Yr Growth

5.6%

Ex-Date

Jun 1, 2026

Frequency

Quarterly

NBTB Dividend Safety Score

97/ 100
Grade A

Very Safe

Dividend-growth streak32 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage41% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is NBTB a good dividend stock?

Yes

NBT Bancorp Inc. (NBTB) pays a quarterly dividend yielding 3.19% ($1.48/yr), with 33 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Dividend Aristocrat — 33 consecutive years of growth
  • Never cut its dividend on record
  • Comfortable payout ratio (41%)
  • Strong 5.6% 5-yr dividend growth
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
3.19%
Payout Ratio
41%
Annual Dividend
$1.48
5-Yr Avg Growth
5.6%
Ex-Dividend Date
Jun 1, 2026
Years of Growth
33
Frequency
quarterly
Beta
0.50
Market Cap
$2.4B
P/E Ratio
13.1
5-Yr Total Return
30%
52-Week Range
$39.20 – $46.92
Dividend Safety
A · 97/100
Ever Cut?
No
NBTB ex-dividend date & scheduleNext ex-date Jun 1, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.48 / yr per share

Per payment (quarterly)$37.00
Annual$148.00
Monthly avg$12.33