Virtus Convertible & Income Fund II (NCZ) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Virtus Convertible & Income Fund II (NCZ) ten years ago, at the end of Oct 2016, was worth $18,996 at the end of Oct 2026 with every dividend reinvested: 6.6% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $24,823 reinvested (4.9% a year), or $13,708 taking the dividends as cash, $10,860 of it paid out along the way.
NCZ became
$24,823
S&P 500: $72,756
Return a year
4.9%
S&P 500: 11.1%
Payouts reinvested
$30,712
bought more shares
Worst drop
-73.1%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | NCZ total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +10.1% | $2,019 | +11.7% |
| 2025 | +23.3% | $2,269 | +17.7% |
| 2024 | +18.3% | $1,968 | +24.9% |
| 2023 | +17.7% | $1,861 | +26.2% |
| 2022 | −35.9% | $1,859 | −18.2% |
| 2021 | +9.3% | $1,724 | +28.7% |
| 2020 | +11.0% | $1,608 | +18.3% |
| 2019 | +27.2% | $1,805 | +31.2% |
| 2018 | −18.7% | $1,862 | −4.6% |
| 2017 | +21.7% | $1,727 | +21.7% |
| 2016 | +29.0% | $1,535 | +12.0% |
| 2015 | −35.6% | $1,689 | +1.2% |
| 2014 | +10.5% | $1,751 | +13.5% |
| 2013 | +27.3% | $1,567 | +32.3% |
| 2012 | +13.7% | $1,383 | +16.0% |
| 2011 | −7.0% | $1,116 | +1.9% |
| 2010 | +25.6% | $1,260 | +15.1% |
| 2009 | +122.8% | $845 | +26.4% |
| 2008 | −61.2% | $863 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: NCZ total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Virtus Convertible & Income Fund II (NCZ) at the end of Dec 2007, with dividends reinvested, was worth $24,823 at the end of Oct 2026: 4.9% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, NCZ turned $10,000 into $18,996 with dividends reinvested, 6.6% a year.
- Over the 5 years to Oct 2026, NCZ returned 3.0% a year with dividends reinvested (S&P 500: 12.0%).
- Taking NCZ's dividends as cash instead of reinvesting them, the same $10,000 ended at $13,708, including $10,860 of cash received; reinvesting added $11,115.
- NCZ's best calendar year in that time was 2009 (122.8%) and its worst 2008 (-61.2%), with dividends reinvested.
Cite this page
SmarterDividends, "Virtus Convertible & Income Fund II (NCZ) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/NCZ/total-return
NCZ total return questions
If I invested $10,000 in NCZ 10 years ago, how much would I have?
About $18,996 at the end of Oct 2026, with every dividend reinvested: 6.6% a year. Taking them as cash, you'd have shares worth $6,173 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is NCZ's total return since Dec 2007?
148% in total, or 4.9% a year, through Oct 2026 with dividends reinvested. The share price alone fell 72%.
How much of NCZ's return came from dividends?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $11,115 better off on a $10,000 start.
What was NCZ's worst year?
2008, at -61.2% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -73.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.