Annaly Capital Management (NLY) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Annaly Capital Management (NLY) ten years ago, at the end of Oct 2016, was worth $15,410 at the end of Oct 2026 with every dividend reinvested: 4.4% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $27,290 reinvested (5.5% a year), or $16,649 taking the dividends as cash, $14,142 of it paid out along the way.
NLY became
$27,290
S&P 500: $72,756
Return a year
5.5%
S&P 500: 11.1%
Payouts reinvested
$43,186
bought more shares
Worst drop
-45.8%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | NLY total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −9.5% | $3,078 | +11.7% |
| 2025 | +40.0% | $3,528 | +17.7% |
| 2024 | +8.1% | $2,876 | +24.9% |
| 2023 | +4.9% | $2,485 | +26.2% |
| 2022 | −21.4% | $2,813 | −18.2% |
| 2021 | +2.5% | $2,557 | +28.7% |
| 2020 | +2.3% | $2,312 | +18.3% |
| 2019 | +7.2% | $2,429 | +31.2% |
| 2018 | −7.2% | $2,470 | −4.6% |
| 2017 | +32.0% | $2,251 | +21.7% |
| 2016 | +19.2% | $1,999 | +12.0% |
| 2015 | −2.2% | $1,746 | +1.2% |
| 2014 | +20.8% | $1,577 | +13.5% |
| 2013 | −20.1% | $1,747 | +32.3% |
| 2012 | −0.1% | $2,133 | +16.0% |
| 2011 | +2.5% | $2,189 | +1.9% |
| 2010 | +20.0% | $2,108 | +15.1% |
| 2009 | +27.1% | $1,689 | +26.4% |
| 2008 | −0.1% | $1,200 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: NLY total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Annaly Capital Management (NLY) at the end of Dec 2007, with dividends reinvested, was worth $27,290 at the end of Oct 2026: 5.5% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, NLY turned $10,000 into $15,410 with dividends reinvested, 4.4% a year.
- Over the 5 years to Oct 2026, NLY returned 1.4% a year with dividends reinvested (S&P 500: 12.0%).
- Taking NLY's dividends as cash instead of reinvesting them, the same $10,000 ended at $16,649, including $14,142 of cash received; reinvesting added $10,641.
- NLY's best calendar year in that time was 2025 (40.0%) and its worst 2022 (-21.4%), with dividends reinvested.
Cite this page
SmarterDividends, "Annaly Capital Management (NLY) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/NLY/total-return
NLY total return questions
If I invested $10,000 in NLY 10 years ago, how much would I have?
About $15,410 at the end of Oct 2026, with every dividend reinvested: 4.4% a year. Taking them as cash, you'd have shares worth $4,399 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is NLY's total return since Dec 2007?
173% in total, or 5.5% a year, through Oct 2026 with dividends reinvested. The share price alone fell 75%.
How much of NLY's return came from dividends?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $10,641 better off on a $10,000 start.
What was NLY's worst year?
2022, at -21.4% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -45.8%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.