OEF Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in OEF ten years ago, at the end of Oct 2016, was worth $45,777 at the end of Oct 2026 with every distribution reinvested: 16.4% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $76,383 reinvested (11.4% a year), or $59,963 taking the distributions as cash, $5,696 of it paid out along the way.
OEF became
$76,383
S&P 500: $72,756
Return a year
11.4%
S&P 500: 11.1%
Payouts reinvested
$7,154
bought more shares
Worst drop
-47.7%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | OEF total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +9.6% | $492 | +11.7% |
| 2025 | +19.8% | $572 | +17.7% |
| 2024 | +30.7% | $600 | +24.9% |
| 2023 | +32.7% | $532 | +26.2% |
| 2022 | −21.0% | $502 | −18.2% |
| 2021 | +29.2% | $448 | +28.7% |
| 2020 | +21.2% | $480 | +18.3% |
| 2019 | +31.9% | $507 | +31.2% |
| 2018 | −4.2% | $421 | −4.6% |
| 2017 | +21.8% | $387 | +21.7% |
| 2016 | +11.3% | $360 | +12.0% |
| 2015 | +2.4% | $325 | +1.2% |
| 2014 | +12.6% | $284 | +13.5% |
| 2013 | +30.1% | $268 | +32.3% |
| 2012 | +16.0% | $232 | +16.0% |
| 2011 | +2.8% | $192 | +1.9% |
| 2010 | +12.5% | $169 | +15.1% |
| 2009 | +22.1% | $171 | +26.4% |
| 2008 | −35.5% | $212 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: OEF total return
Data as of · Source: SmarterDividends data
- $10,000 invested in OEF at the end of Dec 2007, with distributions reinvested, was worth $76,383 at the end of Oct 2026: 11.4% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, OEF turned $10,000 into $45,777 with distributions reinvested, 16.4% a year.
- Over the 5 years to Oct 2026, OEF returned 13.3% a year with distributions reinvested (S&P 500: 12.0%).
- Taking OEF's distributions as cash instead of reinvesting them, the same $10,000 ended at $59,963, including $5,696 of cash received; reinvesting added $16,420.
- OEF's best calendar year in that time was 2023 (32.7%) and its worst 2008 (-35.5%), with distributions reinvested.
Cite this page
SmarterDividends, "OEF Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/OEF/total-return
OEF total return questions
If I invested $10,000 in OEF 10 years ago, how much would I have?
About $45,777 at the end of Oct 2026, with every distribution reinvested: 16.4% a year. Taking them as cash, you'd have shares worth $39,463 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is OEF's total return since Dec 2007?
664% in total, or 11.4% a year, through Oct 2026 with distributions reinvested. The share price alone rose 443%.
How much of OEF's return came from distributions?
About 18% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $16,420 better off on a $10,000 start.
What was OEF's worst year?
2008, at -35.5% with distributions reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -47.7%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.