SmarterDividends
ORRF

Orrstown Financial Services, Inc.

ORRF

Financial Services · Banks - Regional · Stock · quarterly payer

$41.66

Overvalued · -18% Add to Portfolio

Forward Yield

2.88%

Annual Dividend

$1.20

Payout Ratio

26%

5-Yr Growth

9.3%

Ex-Date

Aug 4, 2026

Frequency

Quarterly

Key facts about ORRF's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Orrstown Financial Services, Inc. (ORRF) has a forward dividend yield of 2.88%, based on an annual dividend of $1.20 per share and a share price of $41.66.
  • As of Oct 18, 2026, ORRF's dividend safety grade from SmarterDividends is A (80 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, Orrstown Financial Services, Inc. (ORRF) has raised its dividend for 10 consecutive years as of Oct 18, 2026.
  • ORRF last cut its regular dividend in 2015.
  • ORRF's most recent ex-dividend date was Aug 4, 2026, for a dividend of $0.30 per share.
  • As of Oct 18, 2026, ORRF pays out 26% of its trailing 12-month earnings as dividends (its payout ratio).
  • ORRF's dividend has grown at an average rate of 9.3% a year over the past five years.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for ORRF is $34.28 per share, 18% below the $41.66 share price, so ORRF screens as overvalued.
  • Orrstown Financial Services, Inc. (ORRF) pays its dividend quarterly, 4 times a year.
  • Orrstown Financial Services, Inc. (ORRF) has raised its regular dividend 35 times and cut it 0 times across the 89 payments on record since 1999. Its most recent change was a 11.1% increase to $0.300 per share, going ex-dividend on Feb 10, 2026.
Cite this page

SmarterDividends, "ORRF Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/ORRF

Summary

As of Oct 18, 2026, Orrstown Financial Services, Inc. (ORRF) yields 2.88% ($1.20 a year per share), has a dividend safety grade of A (80/100) and has 10 consecutive years of dividend increases on record.

Is ORRF a good dividend stock?

Yes

Orrstown Financial Services, Inc. (ORRF) pays a quarterly dividend yielding 2.88% ($1.20/yr), with 10 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 10 consecutive years of dividend growth
  • Comfortable payout ratio (26%)
  • Strong 9.3% 5-yr dividend growth
  • 78% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2015

Key Data

Dividend Yield
2.88%
Payout Ratio
26%
Annual Dividend
$1.20
5-Yr Avg Growth
9.3%
Ex-Dividend Date
Aug 4, 2026
Years of Growth
10
Frequency
quarterly
Beta
0.68
Market Cap
$819.4M
P/E Ratio
9.4
5-Yr Total Return
78%
52-Week Range
$32.30 – $43.81
Dividend Safety
A · 80/100
Ever Cut?
Yes (2015)

ORRF dividend raises and cuts

Orrstown Financial Services, Inc. (ORRF) has raised its regular dividend 35 times and cut it 0 times across the 89 payments on record since 1999. Its most recent change was a 11.1% increase to $0.300 per share, going ex-dividend on Feb 10, 2026.

Ex-dateChangeOld → newMove
Feb 10, 2026Raise$0.270 → $0.300+11.1%
Aug 5, 2025Raise$0.260 → $0.270+3.8%
Feb 14, 2025Raise$0.230 → $0.260+13.0%
Aug 8, 2024Raise$0.200 → $0.230+15.0%
Feb 6, 2023Raise$0.190 → $0.200+5.3%
Jul 30, 2021Raise$0.180 → $0.190+5.6%
Jan 29, 2021Raise$0.170 → $0.180+5.9%
Jan 31, 2020Raise$0.150 → $0.170+13.3%
Feb 1, 2019Raise$0.130 → $0.150+15.4%
Apr 23, 2018Raise$0.120 → $0.130+8.3%
Nov 3, 2017Raise$0.100 → $0.120+20.0%
Feb 8, 2017Raise$0.0900 → $0.100+11.1%
Show all 35 changes since 2001
Ex-dateChangeOld → newMove
May 9, 2016Raise$0.0800 → $0.0900+12.5%
Nov 2, 2015Raise$0.0700 → $0.0800+14.3%
Feb 9, 2011Raise$0.225 → $0.230+2.2%
Aug 4, 2010Raise$0.220 → $0.225+2.3%
May 7, 2008Raise$0.210 → $0.220+4.8%
Aug 8, 2007Raise$0.200 → $0.210+5.0%
Feb 7, 2007Raise$0.190 → $0.200+5.0%
May 8, 2006Raise$0.171 → $0.190+11.1%
Feb 6, 2006Raise$0.152 → $0.171+12.5%
Dec 8, 2005Raise$0.143 → $0.152+6.7%
Oct 4, 2005Raise$0.133 → $0.143+7.1%
Jul 5, 2005Raise$0.127 → $0.133+5.0%
Apr 1, 2005Raise$0.118 → $0.127+7.7%
Sep 30, 2004Raise$0.109 → $0.118+8.3%
Jun 30, 2004Raise$0.104 → $0.109+4.3%
Dec 29, 2003Raise$0.0952 → $0.104+9.5%
Jul 1, 2003Raise$0.0864 → $0.0952+10.2%
Dec 31, 2002Raise$0.0777 → $0.0864+11.1%
Oct 2, 2002Raise$0.0734 → $0.0777+5.9%
Apr 2, 2002Raise$0.0691 → $0.0734+6.2%
Dec 28, 2001Raise$0.0648 → $0.0691+6.7%
Oct 3, 2001Raise$0.0617 → $0.0648+5.0%
Mar 29, 2001Raise$0.0576 → $0.0617+7.1%
Every ORRF payment →Download every raise and cut (CSV)
ORRF ex-dividend date & scheduleNext ex-date Aug 4, 2026 · full ex-dividend historyView →ORRF dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is ORRF a good dividend stock?

Yes. Orrstown Financial Services, Inc. (ORRF) pays a quarterly dividend yielding 2.88% ($1.20/yr), with 10 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is ORRF undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, ORRF's fair value is about $34.28 versus a $41.66 share price — so it looks overvalued (-18% vs. fair value).

Is ORRF's dividend safe?

ORRF has a dividend-safety grade of A (80/100), based on its payout coverage, free-cash-flow, 10-year growth streak, a dividend cut in 2015, debt and yield-versus-history.

What is ORRF's fair value?

Our blended fair-value estimate for ORRF is about $34.28 per share, about 18% below the current $41.66 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is ORRF a buy, hold, or sell?

We don't issue formal ratings, but on the data ORRF screens as "yes" and overvalued. Orrstown Financial Services, Inc. (ORRF) pays a quarterly dividend yielding 2.88% ($1.20/yr), with 10 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will ORRF cut its dividend?

ORRF earns a dividend-safety grade of A (80/100), and has cut its dividend before (last in 2015). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does ORRF pay a dividend?

Yes. Orrstown Financial Services, Inc. pays a quarterly dividend of about $1.20 per share annually, a forward yield of roughly 2.88%.

What is ORRF's dividend yield?

As of Oct 18, 2026, ORRF's forward dividend yield is 2.88%, based on a $1.20 annual dividend and a $41.66 share price.

What is ORRF's dividend per share?

As of Oct 18, 2026, ORRF pays $1.20 per share per year, distributed on a quarterly basis.

What is ORRF's dividend payout ratio?

As of Oct 18, 2026, ORRF's payout ratio is 26% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has ORRF grown its dividend?

As of Oct 18, 2026, ORRF has increased its dividend for 10 consecutive years.

When is the next ORRF ex-dividend date?

As of Oct 18, 2026, ORRF's next ex-dividend date hasn't been announced. The most recent was Aug 4, 2026, for $0.30 per share.

Income Calculator

At $1.20 / yr per share

Per payment (quarterly)$30.00
Annual$120.00
Monthly avg$10.00

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