BAC vs ORRF: Which Is the Better Dividend Stock?
As of Oct 18, 2026, BAC and ORRF are closely matched. ORRF offers the higher yield at 2.88%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs ORRF
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Orrstown Financial Services, Inc. (ORRF) has the higher forward dividend yield at 2.88%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and ORRF's A (80/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and ORRF for 10.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and ORRF pays out 26%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and ORRF's fair-value estimate is 18% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs ORRF: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-orrf
| Metric | BAC | ORRF |
|---|---|---|
| Forward yield | 2.50% | 2.88% |
| Annual dividend | $1.28 | $1.20 |
| Payout ratio | 26% | 26% |
| Years of growth | 12 yr | 10 yr |
| 5-yr dividend growth | 8.4% | 9.3% |
| 5-yr total return | 15% | 78% |
| Dividend safety score | 87 (A) | 80 (A) |
| Fair value estimate | $63.43 | $34.28 |
| Upside to fair value | +24% | -18% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $819.4M |
| P/E ratio | 12.2 | 9.4 |
Higher yield
ORRF
2.88%
Safer dividend
BAC
Grade A
Faster growth
ORRF
9.3%
Better value
BAC
+24% upside
BAC vs ORRF — FAQ
Is BAC or ORRF a better dividend stock?
BAC and ORRF are closely matched. ORRF has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or ORRF?
ORRF has the higher forward dividend yield at 2.88%, versus 2.50% for BAC.
Is BAC or ORRF safer?
BAC has the higher dividend-safety score (87/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or ORRF better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For ORRF, its fair-value estimate is 18% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.