Ohio Valley Banc Corp.
OVBCFinancial Services · Stock · quarterly payer
Forward Yield
2.31%
Annual Dividend
$1.00
Payout Ratio
28%
5-Yr Growth
1.6%
Ex-Date
Jul 24, 2026
Frequency
Quarterly
Summary
As of July 2026, Ohio Valley Banc Corp. (OVBC) yields 2.31% ($1.00 per share annually), with a blended fair-value estimate of $55.61 — +27% upside, so it screens as undervalued. Dividend safety grade: A (80/100). 3 years of dividend growth.
Is OVBC a good dividend stock?
YesOhio Valley Banc Corp. (OVBC) pays a quarterly dividend yielding 2.31% ($1.00/yr), with 3 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (28%)
- 62% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 2015
Key Data
- Dividend Yield
- 2.31%
- Payout Ratio
- 28%
- Annual Dividend
- $1.00
- 5-Yr Avg Growth
- 1.6%
- Ex-Dividend Date
- Jul 24, 2026
- Years of Growth
- 3
- Frequency
- quarterly
- Beta
- 0.03
- Market Cap
- $202.1M
- P/E Ratio
- 13.1
- 5-Yr Total Return
- 62%
- 52-Week Range
- $31.61 – $54.96
- Dividend Safety
- A · 80/100
- Ever Cut?
- Yes (2015)
Frequently Asked Questions
OVBC Price — Last 12 Months
Daily close
Price Return
1 Year
+18%
3 Years
+80%
5 Years
+62%
52-Week Range
$31.61 – $54.96
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is OVBC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Ohio Valley Banc Corp. is $55.61 per share, versus a market price of $43.66. That implies 27% of upside — a margin of safety of about 21%.
Fair Value
$55.61
Current Price
$43.66
Upside
+27%
Margin of Safety
21%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 1.8% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 1.8% stage-1 growth, 2.5% terminal growth, $3.28 EPS, $1.00 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
OVBC Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 24, 2026 | — | $0.2500 | regular |
| Jan 23, 2026 | — | $0.2300 | regular |
| Oct 31, 2025 | — | $0.2300 | regular |
| Jul 25, 2025 | — | $0.2300 | regular |
| Apr 25, 2025 | — | $0.2300 | regular |
| Jan 24, 2025 | — | $0.2200 | regular |
| Oct 25, 2024 | — | $0.2200 | regular |
| Jul 26, 2024 | — | $0.2200 | regular |
| Apr 25, 2024 | — | $0.2200 | regular |
| Jan 25, 2024 | — | $0.2200 | regular |
| Oct 26, 2023 | — | $0.2200 | regular |
| Jul 27, 2023 | — | $0.2200 | regular |
| May 26, 2023 | — | $0.1500 | regular |
| Apr 27, 2023 | — | $0.2200 | regular |
Income Calculator
At $1.00 / yr per share
