Bank OZK (OZKAP) Total Return Calculator

$10,000 since Oct 2021, with and without reinvesting · data through Oct 2026

Since Oct 2021, $10,000 became $8,002 reinvested (-4.4% a year), or $8,043 taking the dividends as cash, $2,223 of it paid out along the way.

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OZKAP became

$8,002

S&P 500: $17,593

Return a year

-4.4%

S&P 500: 12.0%

Payouts reinvested

$2,584

bought more shares

Worst drop

-35.7%

S&P 500: -23.9%

$10,000, Oct 2021 to Oct 2026

Payouts reinvested · S&P 500 reinvested

Year	OZKAP total return	Price only	Paid out	S&P 500
2026 (part)	−7.2%	−11.9%	$466	+11.7%
2025	+10.7%	+3.5%	$571	+17.7%
2024	+2.4%	−4.0%	$527	+24.9%
2023	+13.4%	+5.5%	$524	+26.2%
2022	−33.3%	−37.3%	$495	−18.2%
2021 (part)	+0.5%	+0.6%	$0	+3.8%

"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.

Key facts: OZKAP total return

Data as of Nov 9, 2026 · Source: SmarterDividends data

$10,000 invested in Bank OZK (OZKAP) at the end of Oct 2021, with dividends reinvested, was worth $8,002 at the end of Oct 2026: -4.4% a year, against $17,593 (12.0% a year) in the S&P 500.
Taking OZKAP's dividends as cash instead of reinvesting them, the same $10,000 ended at $8,043, including $2,223 of cash received; reinvesting added $0.
OZKAP's best calendar year in that time was 2023 (13.4%) and its worst 2022 (-33.3%), with dividends reinvested.

Cite this page

SmarterDividends, "Bank OZK (OZKAP) Total Return Calculator," updated Nov 9, 2026, https://smarterdividends.com/stocks/OZKAP/total-return

OZKAP total return questions

What is OZKAP's total return since Oct 2021?

-20% in total, or -4.4% a year, through Oct 2026 with dividends reinvested. The share price alone fell 42%.

What was OZKAP's worst year?

2022, at -33.3% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -35.7%.

How is total return calculated here?

From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.