PNC Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in PNC ten years ago, at the end of Oct 2016, was worth $33,163 at the end of Oct 2026 with every dividend reinvested: 12.7% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $59,618 reinvested (9.9% a year), or $44,983 taking the dividends as cash, $10,275 of it paid out along the way.
PNC became
$59,618
S&P 500: $72,756
Return a year
9.9%
S&P 500: 11.1%
Payouts reinvested
$14,379
bought more shares
Worst drop
-62.5%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | PNC total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +12.8% | $1,930 | +11.7% |
| 2025 | +12.2% | $1,652 | +17.7% |
| 2024 | +29.4% | $1,538 | +24.9% |
| 2023 | +2.7% | $1,432 | +26.2% |
| 2022 | −18.6% | $1,251 | −18.2% |
| 2021 | +38.2% | $1,025 | +28.7% |
| 2020 | −2.8% | $981 | +18.3% |
| 2019 | +40.9% | $866 | +31.2% |
| 2018 | −17.0% | $678 | −4.6% |
| 2017 | +26.0% | $507 | +21.7% |
| 2016 | +25.8% | $410 | +12.0% |
| 2015 | +6.8% | $369 | +1.2% |
| 2014 | +20.3% | $341 | +13.5% |
| 2013 | +36.4% | $307 | +32.3% |
| 2012 | +3.6% | $256 | +16.0% |
| 2011 | −3.1% | $193 | +1.9% |
| 2010 | +15.8% | $70 | +15.1% |
| 2009 | +10.2% | $131 | +26.4% |
| 2008 | −22.2% | $442 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: PNC total return
Data as of · Source: SmarterDividends data
- $10,000 invested in PNC at the end of Dec 2007, with dividends reinvested, was worth $59,618 at the end of Oct 2026: 9.9% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, PNC turned $10,000 into $33,163 with dividends reinvested, 12.7% a year.
- Over the 5 years to Oct 2026, PNC returned 5.4% a year with dividends reinvested (S&P 500: 12.0%).
- Taking PNC's dividends as cash instead of reinvesting them, the same $10,000 ended at $44,983, including $10,275 of cash received; reinvesting added $14,635.
- PNC's best calendar year in that time was 2019 (40.9%) and its worst 2008 (-22.2%), with dividends reinvested.
Cite this page
SmarterDividends, "PNC Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/PNC/total-return
PNC total return questions
If I invested $10,000 in PNC 10 years ago, how much would I have?
About $33,163 at the end of Oct 2026, with every dividend reinvested: 12.7% a year. Taking them as cash, you'd have shares worth $23,835 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is PNC's total return since Dec 2007?
496% in total, or 9.9% a year, through Oct 2026 with dividends reinvested. The share price alone rose 247%.
How much of PNC's return came from dividends?
About 31% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $14,635 better off on a $10,000 start.
What was PNC's worst year?
2008, at -22.2% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -62.5%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.