Pinnacle Financial Partners, Inc.
PNFPFinancial Services · Stock · quarterly payer
Forward Yield
1.46%
Annual Dividend
$1.48
Payout Ratio
17%
5-Yr Growth
8.4%
Ex-Date
May 1, 2026
Frequency
Quarterly
Summary
As of July 2026, Pinnacle Financial Partners, Inc. (PNFP) yields 1.46% ($1.48 per share annually), with a blended fair-value estimate of $128.48 — +27% upside, so it screens as undervalued. Dividend safety grade: A (86/100). 1 years of dividend growth.
Is PNFP a good dividend stock?
YesPinnacle Financial Partners, Inc. (PNFP) pays a quarterly dividend yielding 1.46% ($1.48/yr), with 1 year of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (17%)
- Strong 8.4% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.46%
- Payout Ratio
- 17%
- Annual Dividend
- $1.48
- 5-Yr Avg Growth
- 8.4%
- Ex-Dividend Date
- May 1, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 1.03
- Market Cap
- $15.0B
- P/E Ratio
- 14.0
- 5-Yr Total Return
- 4%
- 52-Week Range
- $81.08 – $119.69
- Dividend Safety
- A · 86/100
- Ever Cut?
- No
Frequently Asked Questions
PNFP Price — Last 12 Months
Daily close
Price Return
1 Year
+4%
3 Years
+52%
5 Years
+4%
52-Week Range
$81.08 – $119.69
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is PNFP worth?
Undervaluedlow confidenceOur blended fair-value estimate for Pinnacle Financial Partners, Inc. is $128.48 per share, versus a market price of $101.05. That implies 27% of upside — a margin of safety of about 21%.
Fair Value
$128.48
Current Price
$101.05
Upside
+27%
Margin of Safety
21%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 15.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.5% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $7.19 EPS, $1.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
PNFP Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 1, 2026 | — | $0.5000 | regular |
| Feb 6, 2026 | — | $0.5000 | regular |
| Nov 7, 2025 | — | $0.2400 | regular |
| Aug 1, 2025 | — | $0.2400 | regular |
| May 2, 2025 | — | $0.2400 | regular |
| Feb 7, 2025 | — | $0.2400 | regular |
| Nov 1, 2024 | — | $0.2200 | regular |
| Aug 2, 2024 | — | $0.2200 | regular |
| May 2, 2024 | — | $0.2200 | regular |
| Feb 1, 2024 | — | $0.2200 | regular |
| Nov 2, 2023 | — | $0.2200 | regular |
| Aug 3, 2023 | — | $0.2200 | regular |
| May 4, 2023 | — | $0.2200 | regular |
| Feb 2, 2023 | — | $0.2200 | regular |
Income Calculator
At $1.48 / yr per share
