Pinnacle Financial Partners, Inc.
PNFPFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
2.14%
Annual Dividend
$2.00
Payout Ratio
20%
5-Yr Growth
8.4%
Ex-Date
Aug 7, 2026
Frequency
Quarterly
Summary
As of September 2026, Pinnacle Financial Partners, Inc. (PNFP) yields 2.14% ($2.00 per share annually), with a blended fair-value estimate of $123.64 — +28% upside, so it screens as undervalued. Dividend safety grade: A (81/100). 1 years of dividend growth.
Is PNFP a good dividend stock?
YesPinnacle Financial Partners, Inc. (PNFP) pays a quarterly dividend yielding 2.14% ($2.00/yr), with 1 year of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (20%)
- Strong 8.4% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.14%
- Payout Ratio
- 20%
- Annual Dividend
- $2.00
- 5-Yr Avg Growth
- 8.4%
- Ex-Dividend Date
- Aug 7, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 1.01
- Market Cap
- $14.1B
- P/E Ratio
- 12.8
- 5-Yr Total Return
- 0%
- 52-Week Range
- $81.08 – $110.33
- Dividend Safety
- A · 81/100
- Ever Cut?
- No
Frequently Asked Questions
PNFP Price — Last 12 Months
Daily close
Price Return
1 Year
+14%
3 Years
+55%
5 Years
+0%
52-Week Range
$81.08 – $110.33
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is PNFP worth?
Undervaluedlow confidenceOur blended fair-value estimate for Pinnacle Financial Partners, Inc. is $123.64 per share, versus a market price of $96.75. That implies 28% of upside — a margin of safety of about 22%.
Fair Value
$123.64
Current Price
$96.75
Upside
+28%
Margin of Safety
22%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 18.7% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.4% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $7.26 EPS, $2.00 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
PNFP Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full PNFP dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 7, 2026 | — | $0.5000 | regular |
| May 1, 2026 | — | $0.5000 | regular |
| Feb 6, 2026 | — | $0.5000 | regular |
| Nov 7, 2025 | — | $0.2400 | regular |
| Aug 1, 2025 | — | $0.2400 | regular |
| May 2, 2025 | — | $0.2400 | regular |
| Feb 7, 2025 | — | $0.2400 | regular |
| Nov 1, 2024 | — | $0.2200 | regular |
| Aug 2, 2024 | — | $0.2200 | regular |
| May 2, 2024 | — | $0.2200 | regular |
| Feb 1, 2024 | — | $0.2200 | regular |
| Nov 2, 2023 | — | $0.2200 | regular |
| Aug 3, 2023 | — | $0.2200 | regular |
| May 4, 2023 | — | $0.2200 | regular |
Income Calculator
At $2.00 / yr per share
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