Primerica, Inc.
PRIFinancial Services · Stock · quarterly payer
Forward Yield
1.75%
Annual Dividend
$4.80
Payout Ratio
18%
5-Yr Growth
21.1%
Ex-Date
Aug 21, 2026
Frequency
Quarterly
Summary
As of September 2026, Primerica, Inc. (PRI) yields 1.75% ($4.80 per share annually), with a blended fair-value estimate of $391.02 — +35% upside, so it screens as undervalued. Dividend safety grade: A (90/100). 15 years of dividend growth.
Is PRI a good dividend stock?
YesPrimerica, Inc. (PRI) pays a quarterly dividend yielding 1.75% ($4.80/yr), with 15 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 15 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (18%)
- Strong 21.1% 5-yr dividend growth
- 73% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.75%
- Payout Ratio
- 18%
- Annual Dividend
- $4.80
- 5-Yr Avg Growth
- 21.1%
- Ex-Dividend Date
- Aug 21, 2026
- Years of Growth
- 15
- Frequency
- quarterly
- Beta
- 0.85
- Market Cap
- $8.5B
- P/E Ratio
- 11.2
- 5-Yr Total Return
- 73%
- 52-Week Range
- $230.09 – $327.28
- Dividend Safety
- A · 90/100
- Ever Cut?
- No
Frequently Asked Questions
PRI Price — Last 12 Months
Daily close
Price Return
1 Year
+12%
3 Years
+52%
5 Years
+73%
52-Week Range
$230.09 – $327.28
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is PRI worth?
Undervaluedlow confidenceOur blended fair-value estimate for Primerica, Inc. is $391.02 per share, versus a market price of $290.59. That implies 35% of upside — a margin of safety of about 26%.
Fair Value
$391.02
Current Price
$290.59
Upside
+35%
Margin of Safety
26%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -3.7% annual free-cash-flow growth. We model 7.6% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.6% discount rate (CAPM), 7.6% stage-1 growth, 2.5% terminal growth, $24.87 EPS, $4.80 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
PRI Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full PRI dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 21, 2026 | — | $1.2000 | regular |
| May 21, 2026 | — | $1.2000 | regular |
| Feb 23, 2026 | — | $1.2000 | regular |
| Nov 21, 2025 | — | $1.0400 | regular |
| Aug 22, 2025 | — | $1.0400 | regular |
| May 22, 2025 | — | $1.0400 | regular |
| Feb 21, 2025 | — | $1.0400 | regular |
| Nov 21, 2024 | — | $0.9000 | regular |
| Aug 21, 2024 | — | $0.9000 | regular |
| May 20, 2024 | — | $0.7500 | regular |
| Feb 20, 2024 | — | $0.7500 | regular |
| Nov 20, 2023 | — | $0.6500 | regular |
| Aug 18, 2023 | — | $0.6500 | regular |
| May 19, 2023 | — | $0.6500 | regular |
Income Calculator
At $4.80 / yr per share
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