Phillips 66 (PSX) Total Return Calculator
$10,000 since Apr 2012, with and without reinvesting · data through Oct 2026
$10,000 invested in Phillips 66 (PSX) ten years ago, at the end of Oct 2016, was worth $50,578 at the end of Oct 2026 with every dividend reinvested: 17.6% a year, against $41,633 in the S&P 500. Since Apr 2012, $10,000 became $134,043 reinvested (19.6% a year), or $96,639 taking the dividends as cash, $13,575 of it paid out along the way.
PSX became
$134,043
S&P 500: $69,421
Return a year
19.6%
S&P 500: 14.3%
Payouts reinvested
$17,890
bought more shares
Worst drop
-58.7%
S&P 500: -23.9%
$10,000, Apr 2012 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | PSX total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +123.8% | $1,808 | +11.7% |
| 2025 | +17.5% | $2,159 | +17.7% |
| 2024 | −11.6% | $1,984 | +24.9% |
| 2023 | +33.1% | $1,828 | +26.2% |
| 2022 | +49.6% | $1,577 | −18.2% |
| 2021 | +8.4% | $1,368 | +28.7% |
| 2020 | −33.9% | $1,302 | +18.3% |
| 2019 | +34.0% | $1,218 | +31.2% |
| 2018 | −12.3% | $1,066 | −4.6% |
| 2017 | +20.9% | $924 | +21.7% |
| 2016 | +9.0% | $819 | +12.0% |
| 2015 | +17.1% | $682 | +1.2% |
| 2014 | −4.7% | $601 | +13.5% |
| 2013 | +48.3% | $411 | +32.3% |
| 2012 (part) | +57.7% | $141 | +3.6% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: PSX total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Phillips 66 (PSX) at the end of Apr 2012, with dividends reinvested, was worth $134,043 at the end of Oct 2026: 19.6% a year, against $69,421 (14.3% a year) in the S&P 500.
- Over the 10 years to Oct 2026, PSX turned $10,000 into $50,578 with dividends reinvested, 17.6% a year.
- Over the 5 years to Oct 2026, PSX returned 35.3% a year with dividends reinvested (S&P 500: 12.0%).
- Taking PSX's dividends as cash instead of reinvesting them, the same $10,000 ended at $96,639, including $13,575 of cash received; reinvesting added $37,404.
- PSX's best calendar year in that time was 2022 (49.6%) and its worst 2020 (-33.9%), with dividends reinvested.
Cite this page
SmarterDividends, "Phillips 66 (PSX) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/PSX/total-return
PSX total return questions
If I invested $10,000 in PSX 10 years ago, how much would I have?
About $50,578 at the end of Oct 2026, with every dividend reinvested: 17.6% a year. Taking them as cash, you'd have shares worth $34,853 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is PSX's total return since Apr 2012?
1240% in total, or 19.6% a year, through Oct 2026 with dividends reinvested. The share price alone rose 731%.
How much of PSX's return came from dividends?
About 20% of its yearly return since Apr 2012. Reinvesting them, rather than taking cash, left you $37,404 better off on a $10,000 start.
What was PSX's worst year?
2020, at -33.9% with dividends reinvested (S&P 500: 18.3%). Its deepest fall from a peak, on month-end values, was -58.7%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.