PayPal (PYPL) Total Return Calculator
$10,000 since Jul 2015, with and without reinvesting · data through Oct 2026
$10,000 invested in PayPal (PYPL) ten years ago, at the end of Oct 2016, was worth $13,834 at the end of Oct 2026 with every dividend reinvested: 3.3% a year, against $41,633 in the S&P 500. Since Jul 2015, $10,000 became $14,893 reinvested (3.6% a year), or $14,933 taking the dividends as cash, $202 of it paid out along the way.
PYPL became
$14,893
S&P 500: $43,167
Return a year
3.6%
S&P 500: 13.9%
Payouts reinvested
$202
bought more shares
Worst drop
-85.1%
S&P 500: -23.9%
$10,000, Jul 2015 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | PYPL total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −1.5% | $107 | +11.7% |
| 2025 | −31.4% | $43 | +17.7% |
| 2024 | +39.0% | $5 | +24.9% |
| 2023 | −13.8% | $8 | +26.2% |
| 2022 | −62.2% | $3 | −18.2% |
| 2021 | −19.5% | $5 | +28.7% |
| 2020 | +116.5% | $6 | +18.3% |
| 2019 | +28.6% | $5 | +31.2% |
| 2018 | +14.2% | $7 | −4.6% |
| 2017 | +86.5% | $6 | +21.7% |
| 2016 | +9.0% | $6 | +12.0% |
| 2015 (part) | −6.5% | $2 | −2.1% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: PYPL total return
Data as of · Source: SmarterDividends data
- $10,000 invested in PayPal (PYPL) at the end of Jul 2015, with dividends reinvested, was worth $14,893 at the end of Oct 2026: 3.6% a year, against $43,167 (13.9% a year) in the S&P 500.
- Over the 10 years to Oct 2026, PYPL turned $10,000 into $13,834 with dividends reinvested, 3.3% a year.
- Over the 5 years to Oct 2026, PYPL returned -24.3% a year with dividends reinvested (S&P 500: 12.0%).
- Taking PYPL's dividends as cash instead of reinvesting them, the same $10,000 ended at $14,933, including $202 of cash received; reinvesting added $0.
- PYPL's best calendar year in that time was 2020 (116.5%) and its worst 2022 (-62.2%), with dividends reinvested.
Cite this page
SmarterDividends, "PayPal (PYPL) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/PYPL/total-return
PYPL total return questions
If I invested $10,000 in PYPL 10 years ago, how much would I have?
About $13,834 at the end of Oct 2026, with every dividend reinvested: 3.3% a year. Taking them as cash, you'd have shares worth $13,685 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is PYPL's total return since Jul 2015?
49% in total, or 3.6% a year, through Oct 2026 with dividends reinvested. The share price alone rose 47%.
How much of PYPL's return came from dividends?
About 3% of its yearly return since Jul 2015. Reinvesting them, rather than taking cash, left you $0 better off on a $10,000 start.
What was PYPL's worst year?
2022, at -62.2% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -85.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.