QQQ Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in QQQ ten years ago, at the end of Oct 2016, was worth $63,243 at the end of Oct 2026 with every distribution reinvested: 20.3% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $156,894 reinvested (15.7% a year), or $140,159 taking the distributions as cash, $5,351 of it paid out along the way.
QQQ became
$156,894
S&P 500: $72,756
Return a year
15.7%
S&P 500: 11.1%
Payouts reinvested
$5,961
bought more shares
Worst drop
-46.1%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | QQQ total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +12.8% | $522 | +11.7% |
| 2025 | +20.8% | $636 | +17.7% |
| 2024 | +25.6% | $645 | +24.9% |
| 2023 | +54.9% | $577 | +26.2% |
| 2022 | −32.6% | $470 | −18.2% |
| 2021 | +27.4% | $382 | +28.7% |
| 2020 | +48.6% | $401 | +18.3% |
| 2019 | +39.0% | $343 | +31.2% |
| 2018 | −0.1% | $305 | −4.6% |
| 2017 | +32.7% | $280 | +21.7% |
| 2016 | +7.1% | $268 | +12.0% |
| 2015 | +9.4% | $231 | +1.2% |
| 2014 | +19.2% | $299 | +13.5% |
| 2013 | +36.6% | $186 | +32.3% |
| 2012 | +18.1% | $170 | +16.0% |
| 2011 | +3.4% | $97 | +1.9% |
| 2010 | +19.9% | $74 | +15.1% |
| 2009 | +54.7% | $46 | +26.4% |
| 2008 | −41.7% | $29 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: QQQ total return
Data as of · Source: SmarterDividends data
- $10,000 invested in QQQ at the end of Dec 2007, with distributions reinvested, was worth $156,894 at the end of Oct 2026: 15.7% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, QQQ turned $10,000 into $63,243 with distributions reinvested, 20.3% a year.
- Over the 5 years to Oct 2026, QQQ returned 13.0% a year with distributions reinvested (S&P 500: 12.0%).
- Taking QQQ's distributions as cash instead of reinvesting them, the same $10,000 ended at $140,159, including $5,351 of cash received; reinvesting added $16,735.
- QQQ's best calendar year in that time was 2023 (54.9%) and its worst 2008 (-41.7%), with distributions reinvested.
Cite this page
SmarterDividends, "QQQ Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/QQQ/total-return
QQQ total return questions
If I invested $10,000 in QQQ 10 years ago, how much would I have?
About $63,243 at the end of Oct 2026, with every distribution reinvested: 20.3% a year. Taking them as cash, you'd have shares worth $59,021 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is QQQ's total return since Dec 2007?
1469% in total, or 15.7% a year, through Oct 2026 with distributions reinvested. The share price alone rose 1248%.
How much of QQQ's return came from distributions?
About 6% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $16,735 better off on a $10,000 start.
What was QQQ's worst year?
2008, at -41.7% with distributions reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -46.1%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.