QQQM Total Return Calculator
$10,000 since Oct 2020, with and without reinvesting · data through Oct 2026
Since Oct 2020, $10,000 became $26,609 reinvested (17.7% a year), or $26,234 taking the distributions as cash, $586 of it paid out along the way.
QQQM became
$26,609
S&P 500: $25,093
Return a year
17.7%
S&P 500: 16.6%
Payouts reinvested
$598
bought more shares
Worst drop
-32.5%
S&P 500: -23.9%
$10,000, Oct 2020 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | QQQM total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +12.8% | $94 | +11.7% |
| 2025 | +20.8% | $118 | +17.7% |
| 2024 | +25.7% | $118 | +24.9% |
| 2023 | +55.0% | $104 | +26.2% |
| 2022 | −32.5% | $83 | −18.2% |
| 2021 | +27.5% | $62 | +28.7% |
| 2020 (part) | +16.5% | $18 | +15.0% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: QQQM total return
Data as of · Source: SmarterDividends data
- $10,000 invested in QQQM at the end of Oct 2020, with distributions reinvested, was worth $26,609 at the end of Oct 2026: 17.7% a year, against $25,093 (16.6% a year) in the S&P 500.
- Over the 5 years to Oct 2026, QQQM returned 13.1% a year with distributions reinvested (S&P 500: 12.0%).
- Taking QQQM's distributions as cash instead of reinvesting them, the same $10,000 ended at $26,234, including $586 of cash received; reinvesting added $374.
- QQQM's best calendar year in that time was 2023 (55.0%) and its worst 2022 (-32.5%), with distributions reinvested.
Cite this page
SmarterDividends, "QQQM Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/QQQM/total-return
QQQM total return questions
What is QQQM's total return since Oct 2020?
166% in total, or 17.7% a year, through Oct 2026 with distributions reinvested. The share price alone rose 156%.
How much of QQQM's return came from distributions?
About 4% of its yearly return since Oct 2020. Reinvesting them, rather than taking cash, left you $374 better off on a $10,000 start.
What was QQQM's worst year?
2022, at -32.5% with distributions reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -32.5%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.