SmarterDividends
RC-PC

Ready Capital Corporation

RC-PC

Real Estate · REIT - Mortgage · Stock · quarterly payer

$9.86

Undervalued · +50% Add to Portfolio

Forward Yield

15.85%

Annual Dividend

$1.56

Payout Ratio

—

5-Yr Growth

—

Ex-Date

Sep 30, 2026

Frequency

Quarterly

Key facts about RC-PC's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 27, 2026, Ready Capital Corporation (RC-PC) has a forward dividend yield of 15.85%, based on an annual dividend of $1.56 per share and a share price of $9.86.
  • As of Oct 27, 2026, RC-PC's dividend safety grade from SmarterDividends is C (56 out of 100), which rates the dividend as borderline.
  • RC-PC has never cut its regular dividend in the payment history SmarterDividends has on record.
  • RC-PC's most recent ex-dividend date was Sep 30, 2026, for a dividend of $0.39 per share.
  • As of Oct 27, 2026, RC-PC's 15.85% yield is 105% above its five-year average yield of 7.72%.
  • As of Oct 27, 2026, SmarterDividends' blended fair-value estimate for RC-PC is $14.75 per share, 50% above the $9.86 share price, so RC-PC screens as undervalued.
  • Ready Capital Corporation (RC-PC) pays its dividend quarterly, 4 times a year.
  • Ready Capital Corporation (RC-PC) has raised its regular dividend 0 times and cut it 0 times across the 22 payments on record since 2021. The regular dividend has not changed in that time.
Cite this page

SmarterDividends, "RC-PC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 27, 2026, https://smarterdividends.com/stocks/RC-PC

Summary

As of Oct 27, 2026, Ready Capital Corporation (RC-PC) yields 15.85% ($1.56 a year per share) and has a dividend safety grade of C (56/100).

Is RC-PC a good dividend stock?

Mixed

Ready Capital Corporation (RC-PC) pays a quarterly dividend yielding 15.85% ($1.56/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

  • Never cut its dividend on record

Risks

  • Very high yield can signal elevated risk
  • Share price is down over the past 5 years

Key Data

Dividend Yield
15.85%
Payout Ratio
—
Annual Dividend
$1.56
5-Yr Avg Growth
—
Ex-Dividend Date
Sep 30, 2026
Years of Growth
0
Frequency
quarterly
Beta
1.60
Market Cap
—
P/E Ratio
4.5
5-Yr Total Return
-61%
52-Week Range
$9.62 – $15.56
Dividend Safety
C · 56/100
Ever Cut?
No

RC-PC dividend raises and cuts

Ready Capital Corporation (RC-PC) has raised its regular dividend 0 times and cut it 0 times across the 22 payments on record since 2021. The regular dividend has not changed in that time.

RC-PC ex-dividend date & scheduleNext ex-date Sep 30, 2026 · full ex-dividend historyView →RC-PC dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is RC-PC a good dividend stock?

Mixed. Ready Capital Corporation (RC-PC) pays a quarterly dividend yielding 15.85% ($1.56/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Is RC-PC undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, RC-PC's fair value is about $14.75 versus a $9.86 share price — so it looks undervalued (+50% vs. fair value).

Is RC-PC's dividend safe?

RC-PC has a dividend-safety grade of C (56/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is RC-PC's fair value?

Our blended fair-value estimate for RC-PC is about $14.75 per share, roughly 50% above the current $9.86 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is RC-PC a buy, hold, or sell?

We don't issue formal ratings, but on the data RC-PC screens as "mixed" and undervalued. Ready Capital Corporation (RC-PC) pays a quarterly dividend yielding 15.85% ($1.56/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal. This is research for your own analysis, not investment advice.

Will RC-PC cut its dividend?

RC-PC earns a dividend-safety grade of C (56/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does RC-PC pay a dividend?

Yes. Ready Capital Corporation pays a quarterly dividend of about $1.56 per share annually, a forward yield of roughly 15.85%.

What is RC-PC's dividend yield?

As of Oct 27, 2026, RC-PC's forward dividend yield is 15.85%, based on a $1.56 annual dividend and a $9.86 share price.

What is RC-PC's dividend per share?

As of Oct 27, 2026, RC-PC pays $1.56 per share per year, distributed on a quarterly basis.

How many years has RC-PC grown its dividend?

RC-PC does not currently have a long dividend-growth streak on record.

When is the next RC-PC ex-dividend date?

As of Oct 27, 2026, RC-PC's next ex-dividend date hasn't been announced. The most recent was Sep 30, 2026, for $0.39 per share.