
Ready Capital Corporation
RC-PCReal Estate · REIT - Mortgage · Stock · quarterly payer
Forward Yield
15.85%
Annual Dividend
$1.56
Payout Ratio
—
5-Yr Growth
—
Ex-Date
Sep 30, 2026
Frequency
Quarterly
Key facts about RC-PC's dividend
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, Ready Capital Corporation (RC-PC) has a forward dividend yield of 15.85%, based on an annual dividend of $1.56 per share and a share price of $9.86.
- As of Oct 27, 2026, RC-PC's dividend safety grade from SmarterDividends is C (56 out of 100), which rates the dividend as borderline.
- RC-PC has never cut its regular dividend in the payment history SmarterDividends has on record.
- RC-PC's most recent ex-dividend date was Sep 30, 2026, for a dividend of $0.39 per share.
- As of Oct 27, 2026, RC-PC's 15.85% yield is 105% above its five-year average yield of 7.72%.
- As of Oct 27, 2026, SmarterDividends' blended fair-value estimate for RC-PC is $14.75 per share, 50% above the $9.86 share price, so RC-PC screens as undervalued.
- Ready Capital Corporation (RC-PC) pays its dividend quarterly, 4 times a year.
- Ready Capital Corporation (RC-PC) has raised its regular dividend 0 times and cut it 0 times across the 22 payments on record since 2021. The regular dividend has not changed in that time.
Cite this page
SmarterDividends, "RC-PC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 27, 2026, https://smarterdividends.com/stocks/RC-PC
Summary
As of Oct 27, 2026, Ready Capital Corporation (RC-PC) yields 15.85% ($1.56 a year per share) and has a dividend safety grade of C (56/100).
Is RC-PC a good dividend stock?
MixedReady Capital Corporation (RC-PC) pays a quarterly dividend yielding 15.85% ($1.56/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Never cut its dividend on record
Risks
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 15.85%
- Payout Ratio
- —
- Annual Dividend
- $1.56
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Sep 30, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 1.60
- Market Cap
- —
- P/E Ratio
- 4.5
- 5-Yr Total Return
- -61%
- 52-Week Range
- $9.62 – $15.56
- Dividend Safety
- C · 56/100
- Ever Cut?
- No
RC-PC dividend raises and cuts
Ready Capital Corporation (RC-PC) has raised its regular dividend 0 times and cut it 0 times across the 22 payments on record since 2021. The regular dividend has not changed in that time.
Frequently Asked Questions
Is RC-PC a good dividend stock?
Mixed. Ready Capital Corporation (RC-PC) pays a quarterly dividend yielding 15.85% ($1.56/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Is RC-PC undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, RC-PC's fair value is about $14.75 versus a $9.86 share price — so it looks undervalued (+50% vs. fair value).
Is RC-PC's dividend safe?
RC-PC has a dividend-safety grade of C (56/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is RC-PC's fair value?
Our blended fair-value estimate for RC-PC is about $14.75 per share, roughly 50% above the current $9.86 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is RC-PC a buy, hold, or sell?
We don't issue formal ratings, but on the data RC-PC screens as "mixed" and undervalued. Ready Capital Corporation (RC-PC) pays a quarterly dividend yielding 15.85% ($1.56/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal. This is research for your own analysis, not investment advice.
Will RC-PC cut its dividend?
RC-PC earns a dividend-safety grade of C (56/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does RC-PC pay a dividend?
Yes. Ready Capital Corporation pays a quarterly dividend of about $1.56 per share annually, a forward yield of roughly 15.85%.
What is RC-PC's dividend yield?
As of Oct 27, 2026, RC-PC's forward dividend yield is 15.85%, based on a $1.56 annual dividend and a $9.86 share price.
What is RC-PC's dividend per share?
As of Oct 27, 2026, RC-PC pays $1.56 per share per year, distributed on a quarterly basis.
How many years has RC-PC grown its dividend?
RC-PC does not currently have a long dividend-growth streak on record.
When is the next RC-PC ex-dividend date?
As of Oct 27, 2026, RC-PC's next ex-dividend date hasn't been announced. The most recent was Sep 30, 2026, for $0.39 per share.
RC-PC Price — Last 12 Months
Daily close
Price Return
1 Year
-30%
3 Years
-47%
5 Years
-61%
52-Week Range
$9.62 – $15.56
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is RC-PC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Ready Capital Corporation is $14.75 per share, versus a market price of $9.86. That implies 50% of upside — a margin of safety of about 33%.
Fair Value
$14.75
Current Price
$9.86
Upside
+50%
Margin of Safety
33%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Assumptions: 12.0% discount rate (CAPM), 0.0% growth for five years fading to 2.5% over the next five, $2.21 EPS, $1.56 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
RC-PC Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full RC-PC dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 30, 2026 | Oct 15, 2026 | $0.3906 | regular |
| Jun 30, 2026 | Jul 15, 2026 | $0.3906 | regular |
| Mar 31, 2026 | Apr 15, 2026 | $0.3906 | regular |
| Dec 31, 2025 | Jan 15, 2026 | $0.3906 | regular |
| Sep 30, 2025 | Oct 15, 2025 | $0.3906 | regular |
| Jun 30, 2025 | Jul 15, 2025 | $0.3906 | regular |
| Mar 31, 2025 | Apr 15, 2025 | $0.3906 | regular |
| Dec 31, 2024 | Jan 15, 2025 | $0.3906 | regular |
| Sep 30, 2024 | Oct 15, 2024 | $0.3906 | regular |
| Jun 28, 2024 | Jul 15, 2024 | $0.3906 | regular |
| Mar 27, 2024 | Apr 15, 2024 | $0.3906 | regular |
| Dec 28, 2023 | Jan 12, 2024 | $0.3906 | regular |
| Sep 28, 2023 | Oct 13, 2023 | $0.3906 | regular |
| Jun 29, 2023 | Jul 14, 2023 | $0.3906 | regular |
Income Calculator
At $1.56 / yr per share
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