SmarterDividends
RC-PC

Ready Capital Corporation

RC-PC

Real Estate · Stock · quarterly payer

Forward Yield

12.07%

Annual Dividend

$1.56

Payout Ratio

5-Yr Growth

Ex-Date

Mar 31, 2026

Frequency

Quarterly

RC-PC Dividend Safety Score

60/ 100
Grade C

Borderline

Dividend-growth streak4 consecutive years of growth
Cut historyNever cut its dividend on record
Balance-sheet strengthDebt/equity of 3.24
Yield vs its historyYield is 1.6× its 5-yr average — elevated

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is RC-PC a good dividend stock?

Yes, with caveats

Ready Capital Corporation (RC-PC) pays a quarterly dividend yielding 12.07% ($1.56/yr), with 4 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Never cut its dividend on record

Risks

  • Very high yield can signal elevated risk
  • Share price is down over the past 5 years

Key Data

Dividend Yield
12.07%
Payout Ratio
Annual Dividend
$1.56
5-Yr Avg Growth
Ex-Dividend Date
Mar 31, 2026
Years of Growth
4
Frequency
quarterly
Beta
1.49
Market Cap
P/E Ratio
5.9
5-Yr Total Return
-50%
52-Week Range
$9.62 – $17.23
Dividend Safety
C · 60/100
Ever Cut?
No
RC-PC ex-dividend date & scheduleNext ex-date Mar 31, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.56 / yr per share

Per payment (quarterly)$39.00
Annual$156.00
Monthly avg$13.00