Royal Caribbean Cruises (RCL) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Royal Caribbean Cruises (RCL) ten years ago, at the end of Oct 2016, was worth $44,877 at the end of Oct 2026 with every dividend reinvested: 16.2% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $90,400 reinvested (12.4% a year), or $77,906 taking the dividends as cash, $5,526 of it paid out along the way.
RCL became
$90,400
S&P 500: $72,756
Return a year
12.4%
S&P 500: 11.1%
Payouts reinvested
$6,416
bought more shares
Worst drop
-85.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | RCL total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +12.0% | $1,369 | +11.7% |
| 2025 | +22.5% | $1,021 | +17.7% |
| 2024 | +79.0% | $279 | +24.9% |
| 2023 | +162.0% | $8 | +26.2% |
| 2022 | −35.7% | $6 | −18.2% |
| 2021 | +3.0% | $6 | +28.7% |
| 2020 | −43.5% | $97 | +18.3% |
| 2019 | +39.9% | $823 | +31.2% |
| 2018 | −16.1% | $687 | −4.6% |
| 2017 | +48.2% | $576 | +21.7% |
| 2016 | −17.1% | $452 | +12.0% |
| 2015 | +24.7% | $344 | +1.2% |
| 2014 | +76.9% | $290 | +13.5% |
| 2013 | +42.1% | $187 | +32.3% |
| 2012 | +39.3% | $107 | +16.0% |
| 2011 | −46.9% | $52 | +1.9% |
| 2010 | +85.9% | $8 | +15.1% |
| 2009 | +83.8% | $8 | +26.4% |
| 2008 | −67.1% | $96 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: RCL total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Royal Caribbean Cruises (RCL) at the end of Dec 2007, with dividends reinvested, was worth $90,400 at the end of Oct 2026: 12.4% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, RCL turned $10,000 into $44,877 with dividends reinvested, 16.2% a year.
- Over the 5 years to Oct 2026, RCL returned 30.4% a year with dividends reinvested (S&P 500: 12.0%).
- Taking RCL's dividends as cash instead of reinvesting them, the same $10,000 ended at $77,906, including $5,526 of cash received; reinvesting added $12,494.
- RCL's best calendar year in that time was 2023 (162.0%) and its worst 2008 (-67.1%), with dividends reinvested.
Cite this page
SmarterDividends, "Royal Caribbean Cruises (RCL) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/RCL/total-return
RCL total return questions
If I invested $10,000 in RCL 10 years ago, how much would I have?
About $44,877 at the end of Oct 2026, with every dividend reinvested: 16.2% a year. Taking them as cash, you'd have shares worth $39,961 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is RCL's total return since Dec 2007?
804% in total, or 12.4% a year, through Oct 2026 with dividends reinvested. The share price alone rose 624%.
How much of RCL's return came from dividends?
About 11% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $12,494 better off on a $10,000 start.
What was RCL's worst year?
2008, at -67.1% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -85.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.