RiverNorth Opportunities Fund (RIV) Total Return Calculator
$10,000 since Dec 2015, with and without reinvesting · data through Oct 2026
$10,000 invested in RiverNorth Opportunities Fund (RIV) ten years ago, at the end of Oct 2016, was worth $18,378 at the end of Oct 2026 with every dividend reinvested: 6.3% a year, against $41,633 in the S&P 500. Since Dec 2015, $10,000 became $19,942 reinvested (6.6% a year), or $15,434 taking the dividends as cash, $10,253 of it paid out along the way.
RIV became
$19,942
S&P 500: $44,078
Return a year
6.6%
S&P 500: 14.7%
Payouts reinvested
$19,998
bought more shares
Worst drop
-28.0%
S&P 500: -23.9%
$10,000, Dec 2015 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | RIV total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −1.4% | $2,381 | +11.7% |
| 2025 | +16.0% | $2,456 | +17.7% |
| 2024 | +18.5% | $2,175 | +24.9% |
| 2023 | +2.3% | $1,864 | +26.2% |
| 2022 | −11.7% | $2,096 | −18.2% |
| 2021 | +12.6% | $2,108 | +28.7% |
| 2020 | +13.5% | $1,716 | +18.3% |
| 2019 | +12.8% | $1,438 | +31.2% |
| 2018 | −8.2% | $1,545 | −4.6% |
| 2017 | +16.5% | $1,121 | +21.7% |
| 2016 | +5.8% | $1,097 | +12.0% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: RIV total return
Data as of · Source: SmarterDividends data
- $10,000 invested in RiverNorth Opportunities Fund (RIV) at the end of Dec 2015, with dividends reinvested, was worth $19,942 at the end of Oct 2026: 6.6% a year, against $44,078 (14.7% a year) in the S&P 500.
- Over the 10 years to Oct 2026, RIV turned $10,000 into $18,378 with dividends reinvested, 6.3% a year.
- Over the 5 years to Oct 2026, RIV returned 3.3% a year with dividends reinvested (S&P 500: 12.0%).
- Taking RIV's dividends as cash instead of reinvesting them, the same $10,000 ended at $15,434, including $10,253 of cash received; reinvesting added $4,508.
- RIV's best calendar year in that time was 2024 (18.5%) and its worst 2022 (-11.7%), with dividends reinvested.
Cite this page
SmarterDividends, "RiverNorth Opportunities Fund (RIV) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/RIV/total-return
RIV total return questions
If I invested $10,000 in RIV 10 years ago, how much would I have?
About $18,378 at the end of Oct 2026, with every dividend reinvested: 6.3% a year. Taking them as cash, you'd have shares worth $5,247 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is RIV's total return since Dec 2015?
99% in total, or 6.6% a year, through Oct 2026 with dividends reinvested. The share price alone fell 48%.
How much of RIV's return came from dividends?
About 100% of its yearly return since Dec 2015. Reinvesting them, rather than taking cash, left you $4,508 better off on a $10,000 start.
What was RIV's worst year?
2022, at -11.7% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -28.0%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.