RLI Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in RLI ten years ago, at the end of Oct 2016, was worth $34,224 at the end of Oct 2026 with every dividend reinvested: 13.1% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $115,861 reinvested (13.9% a year), or $67,639 taking the dividends as cash, $21,702 of it paid out along the way.
RLI became
$115,861
S&P 500: $72,756
Return a year
13.9%
S&P 500: 11.1%
Payouts reinvested
$40,210
bought more shares
Worst drop
-38.5%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | RLI total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +7.0% | $4,336 | +11.7% |
| 2025 | −19.1% | $4,295 | +17.7% |
| 2024 | +27.6% | $4,128 | +24.9% |
| 2023 | +3.8% | $2,472 | +26.2% |
| 2022 | +24.8% | $6,096 | −18.2% |
| 2021 | +10.7% | $2,066 | +28.7% |
| 2020 | +18.1% | $1,329 | +18.3% |
| 2019 | +33.2% | $1,245 | +31.2% |
| 2018 | +16.7% | $1,276 | −4.6% |
| 2017 | +0.4% | $1,711 | +21.7% |
| 2016 | +6.8% | $1,665 | +12.0% |
| 2015 | +31.1% | $1,646 | +1.2% |
| 2014 | +9.6% | $1,972 | +13.5% |
| 2013 | +57.9% | $1,155 | +32.3% |
| 2012 | −2.7% | $1,478 | +16.0% |
| 2011 | +52.1% | $1,426 | +1.9% |
| 2010 | +13.7% | $1,491 | +15.1% |
| 2009 | −11.0% | $230 | +26.4% |
| 2008 | +9.6% | $194 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: RLI total return
Data as of · Source: SmarterDividends data
- $10,000 invested in RLI at the end of Dec 2007, with dividends reinvested, was worth $115,861 at the end of Oct 2026: 13.9% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, RLI turned $10,000 into $34,224 with dividends reinvested, 13.1% a year.
- Over the 5 years to Oct 2026, RLI returned 8.6% a year with dividends reinvested (S&P 500: 12.0%).
- Taking RLI's dividends as cash instead of reinvesting them, the same $10,000 ended at $67,639, including $21,702 of cash received; reinvesting added $48,223.
- RLI's best calendar year in that time was 2013 (57.9%) and its worst 2025 (-19.1%), with dividends reinvested.
Cite this page
SmarterDividends, "RLI Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/RLI/total-return
RLI total return questions
If I invested $10,000 in RLI 10 years ago, how much would I have?
About $34,224 at the end of Oct 2026, with every dividend reinvested: 13.1% a year. Taking them as cash, you'd have shares worth $23,405 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is RLI's total return since Dec 2007?
1059% in total, or 13.9% a year, through Oct 2026 with dividends reinvested. The share price alone rose 359%.
How much of RLI's return came from dividends?
About 39% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $48,223 better off on a $10,000 start.
What was RLI's worst year?
2025, at -19.1% with dividends reinvested (S&P 500: 17.7%). Its deepest fall from a peak, on month-end values, was -38.5%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.