RiverNorth Opportunistic Municipal Income Fund (RMI) Total Return Calculator
$10,000 since Oct 2018, with and without reinvesting · data through Oct 2026
Since Oct 2018, $10,000 became $11,838 reinvested (2.1% a year), or $11,616 taking the dividends as cash, $4,559 of it paid out along the way.
RMI became
$11,838
S&P 500: $31,477
Return a year
2.1%
S&P 500: 15.4%
Payouts reinvested
$5,826
bought more shares
Worst drop
-32.8%
S&P 500: -23.9%
$10,000, Oct 2018 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | RMI total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +5.0% | $723 | +11.7% |
| 2025 | +2.7% | $858 | +17.7% |
| 2024 | +6.3% | $807 | +24.9% |
| 2023 | +0.2% | $753 | +26.2% |
| 2022 | −21.3% | $749 | −18.2% |
| 2021 | +9.0% | $619 | +28.7% |
| 2020 | +0.6% | $699 | +18.3% |
| 2019 | +19.3% | $569 | +31.2% |
| 2018 (part) | +0.2% | $48 | −7.1% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: RMI total return
Data as of · Source: SmarterDividends data
- $10,000 invested in RiverNorth Opportunistic Municipal Income Fund (RMI) at the end of Oct 2018, with dividends reinvested, was worth $11,838 at the end of Oct 2026: 2.1% a year, against $31,477 (15.4% a year) in the S&P 500.
- Over the 5 years to Oct 2026, RMI returned -1.5% a year with dividends reinvested (S&P 500: 12.0%).
- Taking RMI's dividends as cash instead of reinvesting them, the same $10,000 ended at $11,616, including $4,559 of cash received; reinvesting added $222.
- RMI's best calendar year in that time was 2019 (19.3%) and its worst 2022 (-21.3%), with dividends reinvested.
Cite this page
SmarterDividends, "RiverNorth Opportunistic Municipal Income Fund (RMI) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/RMI/total-return
RMI total return questions
What is RMI's total return since Oct 2018?
18% in total, or 2.1% a year, through Oct 2026 with dividends reinvested. The share price alone fell 29%.
How much of RMI's return came from dividends?
About 100% of its yearly return since Oct 2018. Reinvesting them, rather than taking cash, left you $222 better off on a $10,000 start.
What was RMI's worst year?
2022, at -21.3% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -32.8%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.