Banco Santander (SAN) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Banco Santander (SAN) ten years ago, at the end of Oct 2016, was worth $35,981 at the end of Oct 2026 with every dividend reinvested: 13.7% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $19,529 reinvested (3.6% a year), or $10,582 taking the dividends as cash, $5,161 of it paid out along the way.
SAN became
$19,529
S&P 500: $72,756
Return a year
3.6%
S&P 500: 11.1%
Payouts reinvested
$9,313
bought more shares
Worst drop
-76.2%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SAN total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −2.3% | $515 | +11.7% |
| 2025 | +165.0% | $455 | +17.7% |
| 2024 | +14.9% | $355 | +24.9% |
| 2023 | +46.3% | $258 | +26.2% |
| 2022 | −6.5% | $192 | −18.2% |
| 2021 | +10.4% | $150 | +28.7% |
| 2020 | −19.7% | $224 | +18.3% |
| 2019 | −1.9% | $361 | +31.2% |
| 2018 | −28.7% | $334 | −4.6% |
| 2017 | +33.4% | $438 | +21.7% |
| 2016 | +11.8% | $280 | +12.0% |
| 2015 | −37.7% | $457 | +1.2% |
| 2014 | +0.4% | $814 | +13.5% |
| 2013 | +30.1% | $1,063 | +32.3% |
| 2012 | +23.7% | $668 | +16.0% |
| 2011 | −20.1% | $883 | +1.9% |
| 2010 | −30.2% | $586 | +15.1% |
| 2009 | +91.0% | $612 | +26.4% |
| 2008 | −51.7% | $667 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SAN total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Banco Santander (SAN) at the end of Dec 2007, with dividends reinvested, was worth $19,529 at the end of Oct 2026: 3.6% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, SAN turned $10,000 into $35,981 with dividends reinvested, 13.7% a year.
- Over the 5 years to Oct 2026, SAN returned 28.7% a year with dividends reinvested (S&P 500: 12.0%).
- Taking SAN's dividends as cash instead of reinvesting them, the same $10,000 ended at $10,582, including $5,161 of cash received; reinvesting added $8,946.
- SAN's best calendar year in that time was 2025 (165.0%) and its worst 2008 (-51.7%), with dividends reinvested.
Cite this page
SmarterDividends, "Banco Santander (SAN) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SAN/total-return
SAN total return questions
If I invested $10,000 in SAN 10 years ago, how much would I have?
About $35,981 at the end of Oct 2026, with every dividend reinvested: 13.7% a year. Taking them as cash, you'd have shares worth $24,116 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is SAN's total return since Dec 2007?
95% in total, or 3.6% a year, through Oct 2026 with dividends reinvested. The share price alone fell 46%.
How much of SAN's return came from dividends?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $8,946 better off on a $10,000 start.
What was SAN's worst year?
2008, at -51.7% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -76.2%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.