SAP Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in SAP ten years ago, at the end of Oct 2016, was worth $31,137 at the end of Oct 2026 with every dividend reinvested: 12.0% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $62,290 reinvested (10.2% a year), or $52,177 taking the dividends as cash, $6,140 of it paid out along the way.
SAP became
$62,290
S&P 500: $72,756
Return a year
10.2%
S&P 500: 11.1%
Payouts reinvested
$7,378
bought more shares
Worst drop
-48.7%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SAP total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −2.0% | $600 | +11.7% |
| 2025 | −0.4% | $718 | +17.7% |
| 2024 | +61.3% | $591 | +24.9% |
| 2023 | +52.3% | $552 | +26.2% |
| 2022 | −24.2% | $725 | −18.2% |
| 2021 | +9.2% | $557 | +28.7% |
| 2020 | −1.3% | $446 | +18.3% |
| 2019 | +36.4% | $397 | +31.2% |
| 2018 | −10.0% | $404 | −4.6% |
| 2017 | +31.7% | $326 | +21.7% |
| 2016 | +11.1% | $310 | +12.0% |
| 2015 | +15.3% | $259 | +1.2% |
| 2014 | −18.6% | $313 | +13.5% |
| 2013 | +10.0% | $235 | +32.3% |
| 2012 | +55.8% | $314 | +16.0% |
| 2011 | +6.0% | $179 | +1.9% |
| 2010 | +9.8% | $146 | +15.1% |
| 2009 | +31.4% | $148 | +26.4% |
| 2008 | −28.0% | $157 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SAP total return
Data as of · Source: SmarterDividends data
- $10,000 invested in SAP at the end of Dec 2007, with dividends reinvested, was worth $62,290 at the end of Oct 2026: 10.2% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, SAP turned $10,000 into $31,137 with dividends reinvested, 12.0% a year.
- Over the 5 years to Oct 2026, SAP returned 11.9% a year with dividends reinvested (S&P 500: 12.0%).
- Taking SAP's dividends as cash instead of reinvesting them, the same $10,000 ended at $52,177, including $6,140 of cash received; reinvesting added $10,113.
- SAP's best calendar year in that time was 2024 (61.3%) and its worst 2008 (-28.0%), with dividends reinvested.
Cite this page
SmarterDividends, "SAP Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SAP/total-return
SAP total return questions
If I invested $10,000 in SAP 10 years ago, how much would I have?
About $31,137 at the end of Oct 2026, with every dividend reinvested: 12.0% a year. Taking them as cash, you'd have shares worth $26,755 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is SAP's total return since Dec 2007?
523% in total, or 10.2% a year, through Oct 2026 with dividends reinvested. The share price alone rose 360%.
How much of SAP's return came from dividends?
About 17% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $10,113 better off on a $10,000 start.
What was SAP's worst year?
2008, at -28.0% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -48.7%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.