Saratoga Investment (SAR) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Saratoga Investment (SAR) ten years ago, at the end of Oct 2016, was worth $20,208 at the end of Oct 2026 with every dividend reinvested: 7.3% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $10,624 reinvested (0.3% a year), or $7,295 taking the dividends as cash, $5,953 of it paid out along the way.
SAR became
$10,624
S&P 500: $72,756
Return a year
0.3%
S&P 500: 11.1%
Payouts reinvested
$17,619
bought more shares
Worst drop
-85.4%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SAR total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −33.6% | $1,956 | +11.7% |
| 2025 | +12.4% | $2,372 | +17.7% |
| 2024 | +6.0% | $1,782 | +24.9% |
| 2023 | +12.9% | $1,384 | +26.2% |
| 2022 | −3.8% | $1,156 | −18.2% |
| 2021 | +51.0% | $1,090 | +28.7% |
| 2020 | −11.0% | $1,056 | +18.3% |
| 2019 | +31.8% | $607 | +31.2% |
| 2018 | −2.7% | $693 | −4.6% |
| 2017 | +22.9% | $811 | +21.7% |
| 2016 | +47.0% | $515 | +12.0% |
| 2015 | +18.4% | $535 | +1.2% |
| 2014 | −4.0% | $53 | +13.5% |
| 2013 | +19.8% | $610 | +32.3% |
| 2012 | +58.5% | $701 | +16.0% |
| 2011 | −27.4% | $78 | +1.9% |
| 2010 | +2.5% | $108 | +15.1% |
| 2009 | −24.2% | $277 | +26.4% |
| 2008 | −67.4% | $1,835 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SAR total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Saratoga Investment (SAR) at the end of Dec 2007, with dividends reinvested, was worth $10,624 at the end of Oct 2026: 0.3% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, SAR turned $10,000 into $20,208 with dividends reinvested, 7.3% a year.
- Over the 5 years to Oct 2026, SAR returned -3.0% a year with dividends reinvested (S&P 500: 12.0%).
- Taking SAR's dividends as cash instead of reinvesting them, the same $10,000 ended at $7,295, including $5,953 of cash received; reinvesting added $3,329.
- SAR's best calendar year in that time was 2012 (58.5%) and its worst 2008 (-67.4%), with dividends reinvested.
Cite this page
SmarterDividends, "Saratoga Investment (SAR) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SAR/total-return
SAR total return questions
If I invested $10,000 in SAR 10 years ago, how much would I have?
About $20,208 at the end of Oct 2026, with every dividend reinvested: 7.3% a year. Taking them as cash, you'd have shares worth $7,463 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is SAR's total return since Dec 2007?
6% in total, or 0.3% a year, through Oct 2026 with dividends reinvested. The share price alone fell 87%.
How much of SAR's return came from dividends?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $3,329 better off on a $10,000 start.
What was SAR's worst year?
2008, at -67.4% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -85.4%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.