
Southside Bancshares, Inc.
SBSIFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
4.92%
Annual Dividend
$1.48
Payout Ratio
57%
5-Yr Growth
2.1%
Ex-Date
Aug 20, 2026
Frequency
Quarterly
Key facts about SBSI's dividend
Data as of · Source: SmarterDividends data
- As of Oct 8, 2026, Southside Bancshares, Inc. (SBSI) has a forward dividend yield of 4.92%, based on an annual dividend of $1.48 per share and a share price of $30.10.
- As of Oct 8, 2026, SBSI's dividend safety grade from SmarterDividends is A (91 out of 100), which rates the dividend as very safe.
- SBSI has never cut its regular dividend in the payment history SmarterDividends has on record.
- SBSI's most recent ex-dividend date was Aug 20, 2026, for a dividend of $0.37 per share.
- As of Oct 8, 2026, SBSI pays out 57% of its trailing 12-month earnings as dividends (its payout ratio).
- SBSI's dividend has grown at an average rate of 2.1% a year over the past five years.
- As of Oct 8, 2026, SBSI's 4.92% yield is 15% above its five-year average yield of 4.27%.
- As of Oct 8, 2026, SmarterDividends' blended fair-value estimate for SBSI is $48.59 per share, 61% above the $30.10 share price, so SBSI screens as undervalued.
- Southside Bancshares, Inc. (SBSI) pays its dividend quarterly, 4 times a year.
Cite this page
SmarterDividends, "SBSI Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 8, 2026, https://smarterdividends.com/stocks/SBSI
Summary
As of Oct 8, 2026, Southside Bancshares, Inc. (SBSI) yields 4.92% ($1.48 a year per share) and has a dividend safety grade of A (91/100).
Is SBSI a good dividend stock?
YesSouthside Bancshares, Inc. (SBSI) pays a quarterly dividend yielding 4.92% ($1.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (57%)
- Top-tier dividend safety score
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 4.92%
- Payout Ratio
- 57%
- Annual Dividend
- $1.48
- 5-Yr Avg Growth
- 2.1%
- Ex-Dividend Date
- Aug 20, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.60
- Market Cap
- $895.5M
- P/E Ratio
- 11.9
- 5-Yr Total Return
- -26%
- 52-Week Range
- $26.32 – $36.20
- Dividend Safety
- A · 91/100
- Ever Cut?
- No
Frequently Asked Questions
Is SBSI a good dividend stock?
Yes. Southside Bancshares, Inc. (SBSI) pays a quarterly dividend yielding 4.92% ($1.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is SBSI undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, SBSI's fair value is about $48.59 versus a $30.10 share price — so it looks undervalued (+61% vs. fair value).
Is SBSI's dividend safe?
SBSI has a dividend-safety grade of A (91/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is SBSI's fair value?
Our blended fair-value estimate for SBSI is about $48.59 per share, roughly 61% above the current $30.10 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is SBSI a buy, hold, or sell?
We don't issue formal ratings, but on the data SBSI screens as "yes" and undervalued. Southside Bancshares, Inc. (SBSI) pays a quarterly dividend yielding 4.92% ($1.48/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will SBSI cut its dividend?
SBSI earns a dividend-safety grade of A (91/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does SBSI pay a dividend?
Yes. Southside Bancshares, Inc. pays a quarterly dividend of about $1.48 per share annually, a forward yield of roughly 4.92%.
What is SBSI's dividend yield?
As of Oct 8, 2026, SBSI's forward dividend yield is 4.92%, based on a $1.48 annual dividend and a $30.10 share price.
What is SBSI's dividend per share?
As of Oct 8, 2026, SBSI pays $1.48 per share per year, distributed on a quarterly basis.
What is SBSI's dividend payout ratio?
As of Oct 8, 2026, SBSI's payout ratio is 57% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has SBSI grown its dividend?
SBSI does not currently have a long dividend-growth streak on record.
When is the next SBSI ex-dividend date?
As of Oct 8, 2026, SBSI's next ex-dividend date hasn't been announced. The most recent was Aug 20, 2026, for $0.37 per share.
SBSI Price — Last 12 Months
Daily close
Price Return
1 Year
+9%
3 Years
+15%
5 Years
-26%
52-Week Range
$26.32 – $36.20
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is SBSI worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Southside Bancshares, Inc. is $48.59 per share, versus a market price of $30.10. That implies 61% of upside — a margin of safety of about 38%.
Fair Value
$48.59
Current Price
$30.10
Upside
+61%
Margin of Safety
38%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 8.6% growth for five years fading to 2.5% over the next five, $2.55 EPS, $1.48 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
SBSI Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full SBSI dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 20, 2026 | Sep 3, 2026 | $0.3700 | regular |
| May 18, 2026 | Jun 1, 2026 | $0.3600 | regular |
| Feb 19, 2026 | Mar 5, 2026 | $0.3600 | regular |
| Nov 20, 2025 | Dec 4, 2025 | $0.3600 | regular |
| Aug 21, 2025 | Sep 4, 2025 | $0.3600 | regular |
| May 22, 2025 | Jun 5, 2025 | $0.3600 | regular |
| Feb 20, 2025 | Mar 6, 2025 | $0.3600 | regular |
| Nov 21, 2024 | Dec 6, 2024 | $0.3600 | regular |
| Aug 22, 2024 | Sep 5, 2024 | $0.3600 | regular |
| May 22, 2024 | Jun 6, 2024 | $0.3600 | regular |
| Feb 14, 2024 | Feb 29, 2024 | $0.3600 | regular |
| Nov 21, 2023 | Dec 7, 2023 | $0.3700 | regular |
| Aug 16, 2023 | Sep 1, 2023 | $0.3500 | regular |
| May 22, 2023 | Jun 6, 2023 | $0.3500 | regular |
Income Calculator
At $1.48 / yr per share
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