SCHB Total Return Calculator
$10,000 since Nov 2009, with and without reinvesting · data through Oct 2026
$10,000 invested in SCHB ten years ago, at the end of Oct 2016, was worth $38,351 at the end of Oct 2026 with every distribution reinvested: 14.4% a year, against $41,633 in the S&P 500. Since Nov 2009, $10,000 became $83,534 reinvested (13.4% a year), or $74,400 taking the distributions as cash, $6,638 of it paid out along the way.
SCHB became
$83,534
S&P 500: $92,852
Return a year
13.4%
S&P 500: 14.1%
Payouts reinvested
$7,559
bought more shares
Worst drop
-24.8%
S&P 500: -23.9%
$10,000, Nov 2009 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SCHB total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +11.7% | $662 | +11.7% |
| 2025 | +16.9% | $872 | +17.7% |
| 2024 | +23.9% | $805 | +24.9% |
| 2023 | +26.1% | $754 | +26.2% |
| 2022 | −19.4% | $683 | −18.2% |
| 2021 | +25.8% | $629 | +28.7% |
| 2020 | +19.6% | $360 | +18.3% |
| 2019 | +29.5% | $340 | +31.2% |
| 2018 | −6.1% | $322 | −4.6% |
| 2017 | +20.0% | $238 | +21.7% |
| 2016 | +14.7% | $793 | +12.0% |
| 2015 | −0.7% | $205 | +1.2% |
| 2014 | +11.5% | $222 | +13.5% |
| 2013 | +31.8% | $182 | +32.3% |
| 2012 | +14.8% | $151 | +16.0% |
| 2011 | +1.0% | $181 | +1.9% |
| 2010 | +16.2% | $134 | +15.1% |
| 2009 (part) | +2.6% | $26 | +1.9% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SCHB total return
Data as of · Source: SmarterDividends data
- $10,000 invested in SCHB at the end of Nov 2009, with distributions reinvested, was worth $83,534 at the end of Oct 2026: 13.4% a year, against $92,852 (14.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, SCHB turned $10,000 into $38,351 with distributions reinvested, 14.4% a year.
- Over the 5 years to Oct 2026, SCHB returned 11.0% a year with distributions reinvested (S&P 500: 12.0%).
- Taking SCHB's distributions as cash instead of reinvesting them, the same $10,000 ended at $74,400, including $6,638 of cash received; reinvesting added $9,134.
- SCHB's best calendar year in that time was 2013 (31.8%) and its worst 2022 (-19.4%), with distributions reinvested.
Cite this page
SmarterDividends, "SCHB Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SCHB/total-return
SCHB total return questions
If I invested $10,000 in SCHB 10 years ago, how much would I have?
About $38,351 at the end of Oct 2026, with every distribution reinvested: 14.4% a year. Taking them as cash, you'd have shares worth $34,080 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is SCHB's total return since Nov 2009?
735% in total, or 13.4% a year, through Oct 2026 with distributions reinvested. The share price alone rose 578%.
How much of SCHB's return came from distributions?
About 10% of its yearly return since Nov 2009. Reinvesting them, rather than taking cash, left you $9,134 better off on a $10,000 start.
What was SCHB's worst year?
2022, at -19.4% with distributions reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -24.8%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.