SCHD Total Return Calculator
$10,000 since Oct 2011, with and without reinvesting · data through Oct 2026
$10,000 invested in SCHD ten years ago, at the end of Oct 2016, was worth $35,960 at the end of Oct 2026 with every distribution reinvested: 13.7% a year, against $41,633 in the S&P 500. Since Oct 2011, $10,000 became $66,879 reinvested (13.5% a year), or $53,128 taking the distributions as cash, $11,034 of it paid out along the way.
SCHD became
$66,879
S&P 500: $78,200
Return a year
13.5%
S&P 500: 14.7%
Payouts reinvested
$14,555
bought more shares
Worst drop
-21.6%
S&P 500: -23.9%
$10,000, Oct 2011 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SCHD total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +33.7% | $1,450 | +11.7% |
| 2025 | +4.3% | $1,895 | +17.7% |
| 2024 | +11.7% | $1,724 | +24.9% |
| 2023 | +4.5% | $1,507 | +26.2% |
| 2022 | −3.3% | $1,366 | −18.2% |
| 2021 | +29.8% | $1,213 | +28.7% |
| 2020 | +15.0% | $1,028 | +18.3% |
| 2019 | +27.3% | $870 | +31.2% |
| 2018 | −5.6% | $679 | −4.6% |
| 2017 | +20.8% | $604 | +21.7% |
| 2016 | +16.2% | $549 | +12.0% |
| 2015 | −0.4% | $494 | +1.2% |
| 2014 | +11.4% | $426 | +13.5% |
| 2013 | +32.8% | $388 | +32.3% |
| 2012 | +11.1% | $315 | +16.0% |
| 2011 (part) | +3.2% | $47 | +0.6% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SCHD total return
Data as of · Source: SmarterDividends data
- $10,000 invested in SCHD at the end of Oct 2011, with distributions reinvested, was worth $66,879 at the end of Oct 2026: 13.5% a year, against $78,200 (14.7% a year) in the S&P 500.
- Over the 10 years to Oct 2026, SCHD turned $10,000 into $35,960 with distributions reinvested, 13.7% a year.
- Over the 5 years to Oct 2026, SCHD returned 10.6% a year with distributions reinvested (S&P 500: 12.0%).
- Taking SCHD's distributions as cash instead of reinvesting them, the same $10,000 ended at $53,128, including $11,034 of cash received; reinvesting added $13,751.
- SCHD's best calendar year in that time was 2013 (32.8%) and its worst 2018 (-5.6%), with distributions reinvested.
Cite this page
SmarterDividends, "SCHD Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SCHD/total-return
SCHD total return questions
If I invested $10,000 in SCHD 10 years ago, how much would I have?
About $35,960 at the end of Oct 2026, with every distribution reinvested: 13.7% a year. Taking them as cash, you'd have shares worth $25,778 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is SCHD's total return since Oct 2011?
569% in total, or 13.5% a year, through Oct 2026 with distributions reinvested. The share price alone rose 321%.
How much of SCHD's return came from distributions?
About 26% of its yearly return since Oct 2011. Reinvesting them, rather than taking cash, left you $13,751 better off on a $10,000 start.
What was SCHD's worst year?
2018, at -5.6% with distributions reinvested (S&P 500: -4.6%). Its deepest fall from a peak, on month-end values, was -21.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.