Charles Schwab (SCHW) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Charles Schwab (SCHW) ten years ago, at the end of Oct 2016, was worth $31,559 at the end of Oct 2026 with every dividend reinvested: 12.2% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $43,676 reinvested (8.1% a year), or $38,507 taking the dividends as cash, $4,046 of it paid out along the way.
SCHW became
$43,676
S&P 500: $72,756
Return a year
8.1%
S&P 500: 11.1%
Payouts reinvested
$4,729
bought more shares
Worst drop
-54.7%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SCHW total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −11.0% | $475 | +11.7% |
| 2025 | +36.6% | $533 | +17.7% |
| 2024 | +9.2% | $506 | +24.9% |
| 2023 | −16.0% | $497 | +26.2% |
| 2022 | +0.1% | $401 | −18.2% |
| 2021 | +60.2% | $345 | +28.7% |
| 2020 | +13.6% | $333 | +18.3% |
| 2019 | +16.4% | $318 | +31.2% |
| 2018 | −18.4% | $207 | −4.6% |
| 2017 | +31.1% | $150 | +21.7% |
| 2016 | +21.0% | $131 | +12.0% |
| 2015 | +9.9% | $104 | +1.2% |
| 2014 | +17.2% | $116 | +13.5% |
| 2013 | +83.3% | $110 | +32.3% |
| 2012 | +29.8% | $105 | +16.0% |
| 2011 | −33.1% | $107 | +1.9% |
| 2010 | −7.8% | $91 | +15.1% |
| 2009 | +18.2% | $108 | +26.4% |
| 2008 | −36.1% | $94 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SCHW total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Charles Schwab (SCHW) at the end of Dec 2007, with dividends reinvested, was worth $43,676 at the end of Oct 2026: 8.1% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, SCHW turned $10,000 into $31,559 with dividends reinvested, 12.2% a year.
- Over the 5 years to Oct 2026, SCHW returned 2.8% a year with dividends reinvested (S&P 500: 12.0%).
- Taking SCHW's dividends as cash instead of reinvesting them, the same $10,000 ended at $38,507, including $4,046 of cash received; reinvesting added $5,168.
- SCHW's best calendar year in that time was 2013 (83.3%) and its worst 2008 (-36.1%), with dividends reinvested.
Cite this page
SmarterDividends, "Charles Schwab (SCHW) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SCHW/total-return
SCHW total return questions
If I invested $10,000 in SCHW 10 years ago, how much would I have?
About $31,559 at the end of Oct 2026, with every dividend reinvested: 12.2% a year. Taking them as cash, you'd have shares worth $27,776 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is SCHW's total return since Dec 2007?
337% in total, or 8.1% a year, through Oct 2026 with dividends reinvested. The share price alone rose 245%.
How much of SCHW's return came from dividends?
About 17% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $5,168 better off on a $10,000 start.
What was SCHW's worst year?
2008, at -36.1% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -54.7%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.