SCHZ

SCHZ Dividend Yield

Schwab U.S. Aggregate Bond ETF · Intermediate Core Bond · Schwab · ETF · monthly payer

$22.56

As of Nov 5, 2026, SCHZ (Schwab U.S. Aggregate Bond ETF) yields 3.53%, paying $0.80 a share a year in monthly distributions at its $22.56 price. It costs 0.03% a year and manages $10.8B. Over the last 5 years it returned -0.2% a year with distributions reinvested, against 12.0% for the S&P 500.

Dividend yield

3.53%

Paid a Year

$0.80

Expense Ratio

0.03%

Assets

$10.8B

5-Yr Return

-0.2%/yr

Frequency

Monthly

Key facts about SCHZ

Data as of Nov 5, 2026 · Source: SmarterDividends data

As of Nov 5, 2026, SCHZ yields 3.53% and pays about $0.80 a share a year, monthly.
SCHZ paid $0.7970 a share in distributions over the 12 months to Nov 5, 2026, in 10 payments.
SCHZ's expense ratio is 0.03% a year, or $3.00 on $10,000.
SCHZ is an ETF from Schwab ETFs with $10.8B in assets, started Jul 14, 2011.
In the 5 years to Oct 2026, SCHZ returned -0.2% a year with distributions reinvested (-3.6% a year from price alone), against 12.0% for the S&P 500.
In the 10 years to Oct 2026, SCHZ returned 1.6% a year with distributions reinvested (-1.6% a year from price alone), against 15.3% for the S&P 500.
Since Jul 2011, SCHZ's share price has fallen 10%, while its total return with distributions reinvested was 37%.

Cite this page

SmarterDividends, "SCHZ Dividend Yield, Expense Ratio and Total Return," updated Nov 5, 2026, https://smarterdividends.com/stocks/SCHZ

What $10,000 in SCHZ became

Change the dates →

From Jul 2011 to Oct 2026, month-end values

Payouts reinvested

$13,700

Payouts taken as cash

$13,209

$4,251 of it cash

S&P 500 (SPY)

$76,281

Since Jul 2011, SCHZ's share price has fallen 10%, while its total return with distributions reinvested was 37%. Part of what it paid out came out of the share price, which is what investors call NAV erosion: the income was real, but so was the shrinking price.

SCHZ total return

A year, through Oct 2026. Total return counts every payout, reinvested; price return doesn't.

Period	Total return	Price return	S&P 500
1 year	−0.2%	−4.2%	+12.0%
3 years	+5.4%	+1.2%	+23.3%
5 years	−0.2%	−3.6%	+12.0%
10 years	+1.6%	−1.6%	+15.3%
Since Jul 2011	+2.1%	−0.7%	+14.3%

SCHZ distributions

Every payment →

Paid per share, by year

Ex-date	Paid	Per share	vs a year earlier
Sep 1, 2026	—	$0.0770	+1.3%
Aug 3, 2026	—	$0.0880	+4.8%
Jul 1, 2026	—	$0.08	+5.3%
Jun 1, 2026	—	$0.0810	−1.2%
May 1, 2026	—	$0.0790	same
Apr 1, 2026	—	$0.0790	+6.8%
Mar 2, 2026	—	$0.0770	+1.3%
Feb 2, 2026	—	$0.0850	−2.3%
Dec 19, 2025	—	$0.0770	−4.9%
Dec 1, 2025	—	$0.0740	+1.4%
Nov 3, 2025	—	$0.0840	+3.7%
Oct 1, 2025	—	$0.0780	+11.4%

Compare SCHZ

SCHZ vs BND SCHZ vs AGG SCHZ vs BIV SCHZ vs SPAB

SCHZ questions

What is SCHZ's dividend yield?

As of Nov 5, 2026, SCHZ yields 3.53%. Over the last 12 months it paid $0.7970 a share in 10 payments, against a $22.56 share price.

How often does SCHZ pay dividends?

SCHZ pays monthly, 12 times a year.

How much does 100 shares of SCHZ pay?

At about $0.7970 a share a year, 100 shares of SCHZ pay about $79.70 a year, $6.64 each month, before tax.

What is SCHZ's expense ratio?

SCHZ's expense ratio is 0.03% a year: $3.00 on every $10,000 invested, taken from the fund's assets rather than billed to you.

What is SCHZ's total return?

In the 5 years to Oct 2026, SCHZ returned -0.2% a year with distributions reinvested, of which -3.6% a year came from the share price. The S&P 500 returned 12.0% a year.

Does SCHZ have NAV erosion?

Fund facts

Type: ETF
Issuer: Schwab
Category: Intermediate Core Bond
Started: Jul 14, 2011
Expense ratio: 0.03%
Assets: $10.8B
Dividend yield: 3.53%
Paid in the last year: $0.7970 (10 payments)
Last payment: $0.0770 · ex Sep 1, 2026
Beta (3 years): 0.99

Income Calculator

At $0.80 / yr per share

Shares owned

Per payment (monthly)$6.64

Annual$79.70

Monthly avg$6.64

Full SCHZ dividend calculator →

SCHZ total return calculatorAny start year, with or without reinvesting SCHZ dividend calculator100 shares pay $79.70 a year, $6.64 each month

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Fund facts from the fund's own reports via Yahoo Finance; payments and returns from SmarterDividends records. For information only, not investment advice.