SDY Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in SDY ten years ago, at the end of Oct 2016, was worth $26,614 at the end of Oct 2026 with every distribution reinvested: 10.3% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $56,373 reinvested (9.6% a year), or $39,346 taking the distributions as cash, $10,156 of it paid out along the way.
SDY became
$56,373
S&P 500: $72,756
Return a year
9.6%
S&P 500: 11.1%
Payouts reinvested
$15,241
bought more shares
Worst drop
-42.2%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SDY total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +17.7% | $963 | +11.7% |
| 2025 | +8.2% | $1,250 | +17.7% |
| 2024 | +8.4% | $1,127 | +24.9% |
| 2023 | +2.6% | $1,054 | +26.2% |
| 2022 | −0.5% | $995 | −18.2% |
| 2021 | +25.3% | $1,040 | +28.7% |
| 2020 | +1.7% | $893 | +18.3% |
| 2019 | +23.3% | $761 | +31.2% |
| 2018 | −2.7% | $684 | −4.6% |
| 2017 | +15.8% | $1,202 | +21.7% |
| 2016 | +20.3% | $739 | +12.0% |
| 2015 | −0.8% | $1,122 | +1.2% |
| 2014 | +13.8% | $873 | +13.5% |
| 2013 | +30.1% | $651 | +32.3% |
| 2012 | +11.6% | $415 | +16.0% |
| 2011 | +7.2% | $376 | +1.9% |
| 2010 | +16.4% | $352 | +15.1% |
| 2009 | +19.2% | $342 | +26.4% |
| 2008 | −22.9% | $399 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SDY total return
Data as of · Source: SmarterDividends data
- $10,000 invested in SDY at the end of Dec 2007, with distributions reinvested, was worth $56,373 at the end of Oct 2026: 9.6% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, SDY turned $10,000 into $26,614 with distributions reinvested, 10.3% a year.
- Over the 5 years to Oct 2026, SDY returned 8.3% a year with distributions reinvested (S&P 500: 12.0%).
- Taking SDY's distributions as cash instead of reinvesting them, the same $10,000 ended at $39,346, including $10,156 of cash received; reinvesting added $17,028.
- SDY's best calendar year in that time was 2013 (30.1%) and its worst 2008 (-22.9%), with distributions reinvested.
Cite this page
SmarterDividends, "SDY Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SDY/total-return
SDY total return questions
If I invested $10,000 in SDY 10 years ago, how much would I have?
About $26,614 at the end of Oct 2026, with every distribution reinvested: 10.3% a year. Taking them as cash, you'd have shares worth $19,737 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is SDY's total return since Dec 2007?
464% in total, or 9.6% a year, through Oct 2026 with distributions reinvested. The share price alone rose 192%.
How much of SDY's return came from distributions?
About 39% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $17,028 better off on a $10,000 start.
What was SDY's worst year?
2008, at -22.9% with distributions reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -42.2%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.