SPY Dividend Calculator
State Street SPDR S&P 500 ETF Trust · how much SPY pays you, by shares or dollars · updated
100 shares of SPY pay $566.20 a year in distributions, about $141.55 each quarter, at the current quarterly distribution of $1.4155 per share (as of Nov 5, 2026). At the $744.51 share price that is a 0.76% yield, so $10,000 buys about 13.4 shares and pays about $76 a year.
Per share, a year
$5.6620
100 shares, a year
$566.20
$10,000 invested, a year
$76.05
Shares for $1,000 a month
2,120
SPY State Street SPDR S&P 500 ETF Trust
$744.51 · $5.66/yr dividend · 1.02% yield · quarterly
Annual income
$566.00
Monthly (average)
$47.17
Per payment (quarterly)
$141.50
Dividend yield
0.76%
Yield on cost
—
Enter your cost
Position value
$74,451
Your payments over the next 12 months
Based on SPY's actual pay dates over the past year
Income over 10 years if the dividend keeps growing 5.05% a year
Same shares, no reinvestment. Year 10: $882 · 10-year total: $7,136. Add reinvestment in the DRIP calculator →
How many SPY shares for a monthly income
Shares and money needed to earn each monthly amount from SPY distributions alone, at today's rate and price, before tax. Spreading it across several stocks lowers the risk that one cut hits your whole income.
| Monthly income | Shares needed | Cost today |
|---|---|---|
| $100 a month | 212 | $157,836 |
| $250 a month | 530 | $394,590 |
| $500 a month | 1,060 | $789,181 |
| $1,000 a month | 2,120 | $1,578,361 |
| $2,000 a month | 4,239 | $3,155,978 |
| $5,000 a month | 10,597 | $7,889,572 |
What 100 shares of SPY paid each year
Holding 100 shares, you would have received $453.90 in 2016 and $728.10 in 2025, up 60%, without buying another share.
How the SPY distribution is calculated
Yearly income = shares × $5.66
Each payment = shares × $1.4155
Shares for a monthly income = (monthly goal × 12) ÷ $5.66
The rate is SPY's current distribution as of Nov 5, 2026. Fund distributions change from payment to payment, so treat these as estimates.
Key facts: SPY dividend income
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, 100 shares of SPY pay $566.20 a year in distributions before tax, about $141.55 each quarter, at $5.66 per share a year.
- At its Nov 5, 2026 share price of $744.51, SPY yields 0.76%: $10,000 buys about 13.4 shares, which pay about $76.05 a year.
- Earning $1,000 a month ($12,000 a year) from SPY distributions alone takes about 2,120 shares, roughly $1,578,361 at today's price, before tax.
- 100 shares of SPY paid $453.90 in distributions in 2016 and $728.10 in 2025, up 60%.
Cite this page
SmarterDividends, "SPY Dividend Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SPY/dividend-calculator
Frequently asked questions
How much dividend does 100 shares of SPY pay?
As of Nov 5, 2026, 100 shares of SPY pay $566.20 a year in distributions before tax, about $141.55 each quarter, at $5.66 per share a year.
How much dividend does 1,000 shares of SPY pay?
About $5,662 a year before tax, or $1,415.50 each quarter, at SPY's current rate of $5.66 per share a year. Buying 1,000 shares costs about $744,510 at the Nov 5, 2026 price.
How many shares of SPY do I need to make $1,000 a month?
About 2,120 shares. $1,000 a month is $12,000 a year; divided by $5.66 a share, that's 2,120 shares, or about $1,578,361 at today's $744.51 price. Taxes in a regular brokerage account raise the number.
How much do I need to invest in SPY to make $100 a month?
About $157,791. $100 a month is $1,200 a year, and at a 0.76% yield that takes $157,791, or about 212 shares.
How often does SPY pay distributions?
SPY pays every quarter, usually in January, April, July and October, so you get 4 payments a year of about $1.4155 per share each.
How is the SPY distribution calculated?
Multiply your shares by the distribution per share. SPY pays about $5.66 per share a year, so each share earns $5.66 a year and $1.4155 each quarter. Shares bought on or after the ex-dividend date don't get the next payment.
Are SPY distributions taxed?
In a U.S. taxable account, yes. How a fund's distributions are taxed depends on where its income comes from: dividends from stocks are often qualified, while interest, option premium and return of capital are treated differently. The fund's annual tax statement gives the split. Inside an IRA, Roth IRA or 401(k), distributions aren't taxed when paid.
Figures use SmarterDividends data as of Nov 5, 2026, before tax, and assume the current distribution rate holds. For information only, not investment or tax advice. Back to SPY