SPYD Total Return Calculator
$10,000 since Oct 2015, with and without reinvesting · data through Oct 2026
$10,000 invested in SPYD ten years ago, at the end of Oct 2016, was worth $23,418 at the end of Oct 2026 with every distribution reinvested: 8.9% a year, against $41,633 in the S&P 500. Since Oct 2015, $10,000 became $27,105 reinvested (9.5% a year), or $22,754 taking the distributions as cash, $6,471 of it paid out along the way.
SPYD became
$27,105
S&P 500: $43,475
Return a year
9.5%
S&P 500: 14.3%
Payouts reinvested
$8,501
bought more shares
Worst drop
-36.6%
S&P 500: -23.9%
$10,000, Oct 2015 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SPYD total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +17.2% | $826 | +11.7% |
| 2025 | +4.6% | $1,039 | +17.7% |
| 2024 | +15.3% | $946 | +24.9% |
| 2023 | +3.9% | $864 | +26.2% |
| 2022 | −1.2% | $893 | −18.2% |
| 2021 | +32.7% | $676 | +28.7% |
| 2020 | −11.6% | $682 | +18.3% |
| 2019 | +21.2% | $695 | +31.2% |
| 2018 | −4.9% | $606 | −4.6% |
| 2017 | +12.7% | $632 | +21.7% |
| 2016 | +24.6% | $532 | +12.0% |
| 2015 (part) | −1.8% | $112 | −1.4% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SPYD total return
Data as of · Source: SmarterDividends data
- $10,000 invested in SPYD at the end of Oct 2015, with distributions reinvested, was worth $27,105 at the end of Oct 2026: 9.5% a year, against $43,475 (14.3% a year) in the S&P 500.
- Over the 10 years to Oct 2026, SPYD turned $10,000 into $23,418 with distributions reinvested, 8.9% a year.
- Over the 5 years to Oct 2026, SPYD returned 8.7% a year with distributions reinvested (S&P 500: 12.0%).
- Taking SPYD's distributions as cash instead of reinvesting them, the same $10,000 ended at $22,754, including $6,471 of cash received; reinvesting added $4,351.
- SPYD's best calendar year in that time was 2021 (32.7%) and its worst 2020 (-11.6%), with distributions reinvested.
Cite this page
SmarterDividends, "SPYD Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SPYD/total-return
SPYD total return questions
If I invested $10,000 in SPYD 10 years ago, how much would I have?
About $23,418 at the end of Oct 2026, with every distribution reinvested: 8.9% a year. Taking them as cash, you'd have shares worth $14,640 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is SPYD's total return since Oct 2015?
171% in total, or 9.5% a year, through Oct 2026 with distributions reinvested. The share price alone rose 63%.
How much of SPYD's return came from distributions?
About 52% of its yearly return since Oct 2015. Reinvesting them, rather than taking cash, left you $4,351 better off on a $10,000 start.
What was SPYD's worst year?
2020, at -11.6% with distributions reinvested (S&P 500: 18.3%). Its deepest fall from a peak, on month-end values, was -36.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.