SPYI Total Return Calculator
$10,000 since Aug 2022, with and without reinvesting · data through Oct 2026
Since Aug 2022, $10,000 became $17,743 reinvested (14.8% a year), or $15,900 taking the distributions as cash, $5,172 of it paid out along the way.
SPYI became
$17,743
S&P 500: $20,224
Return a year
14.8%
S&P 500: 18.4%
Payouts reinvested
$6,724
bought more shares
Worst drop
-7.8%
S&P 500: -9.2%
$10,000, Aug 2022 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | SPYI total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +10.3% | $1,694 | +11.7% |
| 2025 | +16.7% | $1,774 | +17.7% |
| 2024 | +19.0% | $1,556 | +24.9% |
| 2023 | +18.1% | $1,311 | +26.2% |
| 2022 (part) | −1.9% | $390 | −2.4% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: SPYI total return
Data as of · Source: SmarterDividends data
- $10,000 invested in SPYI at the end of Aug 2022, with distributions reinvested, was worth $17,743 at the end of Oct 2026: 14.8% a year, against $20,224 (18.4% a year) in the S&P 500.
- Taking SPYI's distributions as cash instead of reinvesting them, the same $10,000 ended at $15,900, including $5,172 of cash received; reinvesting added $1,843.
- SPYI's best calendar year in that time was 2024 (19.0%) and its worst 2025 (16.7%), with distributions reinvested.
Cite this page
SmarterDividends, "SPYI Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/SPYI/total-return
SPYI total return questions
What is SPYI's total return since Aug 2022?
77% in total, or 14.8% a year, through Oct 2026 with distributions reinvested. The share price alone rose 7%.
How much of SPYI's return came from distributions?
About 88% of its yearly return since Aug 2022. Reinvesting them, rather than taking cash, left you $1,843 better off on a $10,000 start.
What was SPYI's worst year?
2025, at 16.7% with distributions reinvested (S&P 500: 17.7%). Its deepest fall from a peak, on month-end values, was -7.8%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.