TLT Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in TLT ten years ago, at the end of Oct 2016, was worth $8,310 at the end of Oct 2026 with every distribution reinvested: -1.8% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $15,646 reinvested (2.4% a year), or $15,524 taking the distributions as cash, $6,728 of it paid out along the way.
TLT became
$15,646
S&P 500: $72,756
Return a year
2.4%
S&P 500: 11.1%
Payouts reinvested
$9,049
bought more shares
Worst drop
-47.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | TLT total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | −2.8% | $544 | +11.7% |
| 2025 | +4.3% | $699 | +17.7% |
| 2024 | −8.1% | $644 | +24.9% |
| 2023 | +2.8% | $558 | +26.2% |
| 2022 | −31.2% | $416 | −18.2% |
| 2021 | −4.6% | $353 | +28.7% |
| 2020 | +18.2% | $377 | +18.3% |
| 2019 | +14.1% | $479 | +31.2% |
| 2018 | −1.6% | $482 | −4.6% |
| 2017 | +9.2% | $453 | +21.7% |
| 2016 | +1.2% | $442 | +12.0% |
| 2015 | −1.8% | $434 | +1.2% |
| 2014 | +27.3% | $463 | +13.5% |
| 2013 | −13.4% | $431 | +32.3% |
| 2012 | +2.6% | $416 | +16.0% |
| 2011 | +34.0% | $509 | +1.9% |
| 2010 | +9.0% | $468 | +15.1% |
| 2009 | −21.8% | $412 | +26.4% |
| 2008 | +33.9% | $468 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: TLT total return
Data as of · Source: SmarterDividends data
- $10,000 invested in TLT at the end of Dec 2007, with distributions reinvested, was worth $15,646 at the end of Oct 2026: 2.4% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, TLT turned $10,000 into $8,310 with distributions reinvested, -1.8% a year.
- Over the 5 years to Oct 2026, TLT returned -7.9% a year with distributions reinvested (S&P 500: 12.0%).
- Taking TLT's distributions as cash instead of reinvesting them, the same $10,000 ended at $15,524, including $6,728 of cash received; reinvesting added $122.
- TLT's best calendar year in that time was 2011 (34.0%) and its worst 2022 (-31.2%), with distributions reinvested.
Cite this page
SmarterDividends, "TLT Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/TLT/total-return
TLT total return questions
If I invested $10,000 in TLT 10 years ago, how much would I have?
About $8,310 at the end of Oct 2026, with every distribution reinvested: -1.8% a year. Taking them as cash, you'd have shares worth $6,235 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is TLT's total return since Dec 2007?
56% in total, or 2.4% a year, through Oct 2026 with distributions reinvested. The share price alone fell 12%.
How much of TLT's return came from distributions?
About 100% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $122 better off on a $10,000 start.
What was TLT's worst year?
2022, at -31.2% with distributions reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -47.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.