Timberland Bancorp, Inc.
TSBKFinancial Services · Stock · quarterly payer
Forward Yield
2.62%
Annual Dividend
$1.20
Payout Ratio
28%
5-Yr Growth
5.6%
Ex-Date
Aug 10, 2026
Frequency
Quarterly
Summary
As of September 2026, Timberland Bancorp, Inc. (TSBK) yields 2.62% ($1.20 per share annually), with a blended fair-value estimate of $101.59 — +121% upside, so it screens as undervalued. Dividend safety grade: B (69/100). 2 years of dividend growth.
Is TSBK a good dividend stock?
Yes, with caveatsTimberland Bancorp, Inc. (TSBK) pays a quarterly dividend yielding 2.62% ($1.20/yr), with 2 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (28%)
- Strong 5.6% 5-yr dividend growth
- 65% total price return over 5 years
Risks
- Cut its dividend in 2022
Key Data
- Dividend Yield
- 2.62%
- Payout Ratio
- 28%
- Annual Dividend
- $1.20
- 5-Yr Avg Growth
- 5.6%
- Ex-Dividend Date
- Aug 10, 2026
- Years of Growth
- 2
- Frequency
- quarterly
- Beta
- 0.29
- Market Cap
- $354.2M
- P/E Ratio
- 11.4
- 5-Yr Total Return
- 65%
- 52-Week Range
- $30.93 – $49.38
- Dividend Safety
- B · 69/100
- Ever Cut?
- Yes (2022)
Frequently Asked Questions
TSBK Price — Last 12 Months
Daily close
Price Return
1 Year
+43%
3 Years
+63%
5 Years
+65%
52-Week Range
$30.93 – $49.38
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is TSBK worth?
Undervaluedlow confidenceOur blended fair-value estimate for Timberland Bancorp, Inc. is $101.59 per share, versus a market price of $45.91. That implies 121% of upside — a margin of safety of about 55%.
Fair Value
$101.59
Current Price
$45.91
Upside
+121%
Margin of Safety
55%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 10.3% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 10.3% stage-1 growth, 2.5% terminal growth, $3.99 EPS, $1.20 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
TSBK Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 10, 2026 | — | $0.3000 | regular |
| May 8, 2026 | — | $0.2900 | regular |
| Feb 13, 2026 | — | $0.2900 | regular |
| Nov 14, 2025 | — | $0.2800 | regular |
| Aug 8, 2025 | — | $0.2600 | regular |
| May 9, 2025 | — | $0.2600 | regular |
| Feb 14, 2025 | — | $0.2500 | regular |
| Nov 15, 2024 | — | $0.2500 | regular |
| Aug 9, 2024 | — | $0.2400 | regular |
| May 9, 2024 | — | $0.2400 | regular |
| Feb 8, 2024 | — | $0.2400 | regular |
| Nov 10, 2023 | — | $0.2300 | regular |
| Aug 10, 2023 | — | $0.2300 | regular |
| May 11, 2023 | — | $0.2300 | regular |
Income Calculator
At $1.20 / yr per share
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