United Community Banks, Inc.
UCBFinancial Services · Stock · quarterly payer
$33.22
Add to PortfolioForward Yield
3.01%
Annual Dividend
$1.00
Payout Ratio
36%
5-Yr Growth
6.4%
Ex-Date
Jun 15, 2026
Frequency
Quarterly
UCB Dividend Safety Score
81/ 100
Grade A
Very Safe
Dividend-growth streak11 consecutive years of growth
Cut historyCut its dividend in 2014
Earnings payout coverage36% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is UCB a good dividend stock?
YesUnited Community Banks, Inc. (UCB) pays a quarterly dividend yielding 3.01% ($1.00/yr), with 11 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 11 consecutive years of dividend growth
- Comfortable payout ratio (36%)
- Strong 6.4% 5-yr dividend growth
- Top-tier dividend safety score
Risks
- Cut its dividend in 2014
Key Data
- Dividend Yield
- 3.01%
- Payout Ratio
- 36%
- Annual Dividend
- $1.00
- 5-Yr Avg Growth
- 6.4%
- Ex-Dividend Date
- Jun 15, 2026
- Years of Growth
- 11
- Frequency
- quarterly
- Beta
- 0.84
- Market Cap
- $4.0B
- P/E Ratio
- 12.2
- 5-Yr Total Return
- 4%
- 52-Week Range
- $27.23 – $36.77
- Dividend Safety
- A · 81/100
- Ever Cut?
- Yes (2014)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 13, 2026 | — | $0.2500 | regular |
| Dec 15, 2025 | — | $0.2500 | regular |
| Sep 15, 2025 | — | $0.2500 | regular |
| Jun 13, 2025 | — | $0.2400 | regular |
| Mar 14, 2025 | — | $0.2400 | regular |
| Dec 16, 2024 | — | $0.2400 | regular |
| Sep 16, 2024 | — | $0.2400 | regular |
| Jun 14, 2024 | — | $0.2300 | regular |
| Mar 14, 2024 | — | $0.2300 | regular |
| Dec 14, 2023 | — | $0.2300 | regular |
| Sep 14, 2023 | — | $0.2300 | regular |
| Jun 14, 2023 | — | $0.2300 | regular |
| Mar 14, 2023 | — | $0.2300 | regular |
| Dec 14, 2022 | — | $0.2200 | regular |
Income Calculator
At $1.00 / yr per share
Per payment (quarterly)$25.00
Annual$100.00
Monthly avg$8.33
