UMB Financial Corporation

UMBF30 yrs growth

Financial Services · Banks - Regional · Stock · quarterly payer

$133.80

Undervalued · +28% Add to Portfolio

Forward Yield

1.49%

Annual Dividend

$2.00

Payout Ratio

14%

5-Yr Growth

5.5%

Ex-Date

Sep 10, 2026

Frequency

Quarterly

Key facts about UMBF's dividend

Data as of Oct 28, 2026 · Source: SmarterDividends data

As of Oct 28, 2026, UMB Financial Corporation (UMBF) has a forward dividend yield of 1.49%, based on an annual dividend of $2.00 per share and a share price of $133.80.
As of Oct 28, 2026, UMBF's dividend safety grade from SmarterDividends is A (98 out of 100), which rates the dividend as very safe.
By SmarterDividends' count, UMB Financial Corporation (UMBF) has raised its dividend for 30 consecutive years as of Oct 28, 2026, which makes it a Dividend Aristocrat by the 25-year definition.
UMBF has never cut its regular dividend in the payment history SmarterDividends has on record.
UMBF's most recent ex-dividend date was Sep 10, 2026, for a dividend of $0.50 per share.
As of Oct 28, 2026, UMBF pays out 14% of its trailing 12-month earnings as dividends (its payout ratio).
UMBF's dividend has grown at an average rate of 5.5% a year over the past five years.
As of Oct 28, 2026, UMBF's 1.49% yield is 12% below its five-year average yield of 1.69%.
As of Oct 28, 2026, SmarterDividends' blended fair-value estimate for UMBF is $171.44 per share, 28% above the $133.80 share price, so UMBF screens as undervalued.
UMB Financial Corporation (UMBF) pays its dividend quarterly, 4 times a year.
UMB Financial Corporation (UMBF) has raised its regular dividend 35 times and cut it 1 time across the 156 payments on record since 1986. Its most recent change was a 16.3% increase to $0.500 per share, going ex-dividend on Sep 10, 2026. The last cut went ex-dividend on Dec 11, 1995.
UMB Financial (UMBF) has declared its first higher dividend of the year in October in 4 of the last 5 years; its most recent raise, 16.3%, was declared on Jul 28, 2026.

Cite this page

SmarterDividends, "UMBF Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 28, 2026, https://smarterdividends.com/stocks/UMBF

Summary

As of Oct 28, 2026, UMB Financial Corporation (UMBF) yields 1.49% ($2.00 a year per share), has a dividend safety grade of A (98/100) and has 30 consecutive years of dividend increases on record.

Is UMBF a good dividend stock?

Yes

UMB Financial Corporation (UMBF) pays a quarterly dividend yielding 1.49% ($2.00/yr), with 30 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

Dividend Aristocrat — 30 consecutive years of growth
Never cut its dividend on record
Comfortable payout ratio (14%)
Strong 5.5% 5-yr dividend growth
Top-tier dividend safety score

Risks

Single-stock concentration risk — diversify

Key Data

Dividend Yield: 1.49%
Payout Ratio: 14%
Annual Dividend: $2.00
5-Yr Avg Growth: 5.5%
Ex-Dividend Date: Sep 10, 2026
Years of Growth: 30
Frequency: quarterly
Beta: 0.83
Market Cap: $10.2B
P/E Ratio: 11.1
5-Yr Total Return: 35%
52-Week Range: $103.38 – $153.32
Dividend Safety: A · 98/100
Ever Cut?: No

UMBF dividend raises and cuts

UMB Financial Corporation (UMBF) has raised its regular dividend 35 times and cut it 1 time across the 156 payments on record since 1986. Its most recent change was a 16.3% increase to $0.500 per share, going ex-dividend on Sep 10, 2026. The last cut went ex-dividend on Dec 11, 1995.

Ex-date	Change	Old → new	Move
Sep 10, 2026	Raise	$0.430 → $0.500	+16.3%
Dec 10, 2025	Raise	$0.400 → $0.430	+7.5%
Dec 10, 2024	Raise	$0.390 → $0.400	+2.6%
Dec 8, 2023	Raise	$0.380 → $0.390	+2.6%
Dec 9, 2022	Raise	$0.370 → $0.380	+2.7%
Sep 9, 2021	Raise	$0.320 → $0.370	+15.6%
Dec 9, 2020	Raise	$0.310 → $0.320	+3.2%
Dec 9, 2019	Raise	$0.300 → $0.310	+3.3%
Dec 7, 2018	Raise	$0.290 → $0.300	+3.4%
Mar 8, 2018	Raise	$0.275 → $0.290	+5.5%
Dec 7, 2017	Raise	$0.255 → $0.275	+7.8%
Dec 7, 2016	Raise	$0.245 → $0.255	+4.1%

Show all 36 changes since 1987

Ex-date	Change	Old → new	Move
Dec 8, 2015	Raise	$0.235 → $0.245	+4.3%
Dec 8, 2014	Raise	$0.225 → $0.235	+4.4%
Dec 6, 2013	Raise	$0.215 → $0.225	+4.7%
Dec 6, 2012	Raise	$0.205 → $0.215	+4.9%
Dec 7, 2011	Raise	$0.195 → $0.205	+5.1%
Dec 8, 2010	Raise	$0.185 → $0.195	+5.4%
Dec 9, 2009	Raise	$0.175 → $0.185	+5.7%
Dec 9, 2008	Raise	$0.165 → $0.175	+6.1%
Jun 9, 2008	Raise	$0.150 → $0.165	+10.0%
Dec 7, 2007	Raise	$0.140 → $0.150	+7.1%
Mar 8, 2007	Raise	$0.130 → $0.140	+7.7%
Jun 8, 2006	Raise	$0.125 → $0.130	+4.0%
Dec 9, 2005	Raise	$0.110 → $0.125	+13.6%
Dec 9, 2004	Raise	$0.105 → $0.110	+4.8%
Dec 10, 2003	Raise	$0.100 → $0.105	+5.0%
Dec 10, 2001	Raise	$0.0952 → $0.100	+5.0%
Mar 8, 2000	Raise	$0.0871 → $0.0952	+9.3%
Dec 9, 1999	Raise	$0.0866 → $0.0871	+0.7%
Dec 10, 1998	Raise	$0.0823 → $0.0866	+5.3%
Dec 9, 1997	Raise	$0.0783 → $0.0823	+5.0%
Mar 13, 1996	Raise	$0.0707 → $0.0785	+11.1%
Dec 11, 1995	Cut	$0.0785 → $0.0707	−10.0%
Jun 9, 1989	Raise	$0.0668 → $0.0785	+17.6%
Mar 12, 1987	Raise	$0.0654 → $0.0668	+2.0%

Every UMBF payment →Download every raise and cut (CSV)

UMBF ex-dividend date & scheduleNext ex-date Sep 10, 2026 · full ex-dividend historyView →UMBF dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is UMBF a good dividend stock?

Yes. UMB Financial Corporation (UMBF) pays a quarterly dividend yielding 1.49% ($2.00/yr), with 30 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is UMBF undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, UMBF's fair value is about $171.44 versus a $133.80 share price — so it looks undervalued (+28% vs. fair value).

Is UMBF's dividend safe?

UMBF has a dividend-safety grade of A (98/100), based on its payout coverage, free-cash-flow, 30-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is UMBF's fair value?

Our blended fair-value estimate for UMBF is about $171.44 per share, roughly 28% above the current $133.80 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is UMBF a buy, hold, or sell?

We don't issue formal ratings, but on the data UMBF screens as "yes" and undervalued. UMB Financial Corporation (UMBF) pays a quarterly dividend yielding 1.49% ($2.00/yr), with 30 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will UMBF cut its dividend?

UMBF earns a dividend-safety grade of A (98/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does UMBF pay a dividend?

Yes. UMB Financial Corporation pays a quarterly dividend of about $2.00 per share annually, a forward yield of roughly 1.49%.

What is UMBF's dividend yield?

As of Oct 28, 2026, UMBF's forward dividend yield is 1.49%, based on a $2.00 annual dividend and a $133.80 share price.

What is UMBF's dividend per share?

As of Oct 28, 2026, UMBF pays $2.00 per share per year, distributed on a quarterly basis.

What is UMBF's dividend payout ratio?

As of Oct 28, 2026, UMBF's payout ratio is 14% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has UMBF grown its dividend?

As of Oct 28, 2026, UMBF has increased its dividend for 30 consecutive years.

When is the next UMBF ex-dividend date?

As of Oct 28, 2026, UMBF's next ex-dividend date hasn't been announced. The most recent was Sep 10, 2026, for $0.50 per share.

Dividend Growth

Total dividends per share by year

Dividend History

Full UMBF dividend history →

Ex-Date	Pay Date	Amount	Type
Sep 10, 2026	Oct 1, 2026	$0.5000	regular
Jun 10, 2026	Jul 1, 2026	$0.4300	regular
Mar 10, 2026	Apr 1, 2026	$0.4300	regular
Dec 10, 2025	Jan 2, 2026	$0.4300	regular
Sep 10, 2025	Oct 1, 2025	$0.4000	regular
Jun 10, 2025	Jul 1, 2025	$0.4000	regular
Mar 10, 2025	Apr 1, 2025	$0.4000	regular
Dec 10, 2024	Jan 2, 2025	$0.4000	regular
Sep 10, 2024	Oct 1, 2024	$0.3900	regular
Jun 10, 2024	Jul 1, 2024	$0.3900	regular
Mar 8, 2024	Apr 1, 2024	$0.3900	regular
Dec 8, 2023	Jan 2, 2024	$0.3900	regular
Sep 8, 2023	Oct 2, 2023	$0.3800	regular
Jun 9, 2023	Jul 3, 2023	$0.3800	regular

UMBF Dividend News

IncreaseUMBF·Sep 11, 2026

UMB Financial Raises Dividend 16.3% to $0.50, Extends 30-Year Streak

UMB Financial raised its quarterly dividend 16.3% to $0.50, backed by stronger earnings, a 14% payout ratio and a 30-year growth streak for shareholders.