UnitedHealth (UNH) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in UnitedHealth (UNH) ten years ago, at the end of Oct 2016, was worth $34,013 at the end of Oct 2026 with every dividend reinvested: 13.0% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $91,681 reinvested (12.5% a year), or $81,608 taking the dividends as cash, $11,682 of it paid out along the way.
UNH became
$91,681
S&P 500: $72,756
Return a year
12.5%
S&P 500: 11.1%
Payouts reinvested
$13,984
bought more shares
Worst drop
-66.2%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | UNH total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +25.7% | $1,505 | +11.7% |
| 2025 | −33.1% | $1,925 | +17.7% |
| 2024 | −2.4% | $1,738 | +24.9% |
| 2023 | +0.8% | $1,563 | +26.2% |
| 2022 | +6.9% | $1,363 | −18.2% |
| 2021 | +45.2% | $1,193 | +28.7% |
| 2020 | +21.3% | $989 | +18.3% |
| 2019 | +20.0% | $831 | +31.2% |
| 2018 | +14.5% | $661 | −4.6% |
| 2017 | +39.8% | $562 | +21.7% |
| 2016 | +38.4% | $469 | +12.0% |
| 2015 | +18.3% | $364 | +1.2% |
| 2014 | +36.5% | $267 | +13.5% |
| 2013 | +41.0% | $193 | +32.3% |
| 2012 | +8.6% | $152 | +16.0% |
| 2011 | +42.2% | $116 | +1.9% |
| 2010 | +19.9% | $72 | +15.1% |
| 2009 | +14.8% | $10 | +26.4% |
| 2008 | −54.2% | $10 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: UNH total return
Data as of · Source: SmarterDividends data
- $10,000 invested in UnitedHealth (UNH) at the end of Dec 2007, with dividends reinvested, was worth $91,681 at the end of Oct 2026: 12.5% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, UNH turned $10,000 into $34,013 with dividends reinvested, 13.0% a year.
- Over the 5 years to Oct 2026, UNH returned -0.7% a year with dividends reinvested (S&P 500: 12.0%).
- Taking UNH's dividends as cash instead of reinvesting them, the same $10,000 ended at $81,608, including $11,682 of cash received; reinvesting added $10,073.
- UNH's best calendar year in that time was 2021 (45.2%) and its worst 2008 (-54.2%), with dividends reinvested.
Cite this page
SmarterDividends, "UnitedHealth (UNH) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/UNH/total-return
UNH total return questions
If I invested $10,000 in UNH 10 years ago, how much would I have?
About $34,013 at the end of Oct 2026, with every dividend reinvested: 13.0% a year. Taking them as cash, you'd have shares worth $28,796 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is UNH's total return since Dec 2007?
817% in total, or 12.5% a year, through Oct 2026 with dividends reinvested. The share price alone rose 599%.
How much of UNH's return came from dividends?
About 13% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $10,073 better off on a $10,000 start.
What was UNH's worst year?
2008, at -54.2% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -66.2%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.