Union Pacific (UNP) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Union Pacific (UNP) ten years ago, at the end of Oct 2016, was worth $42,944 at the end of Oct 2026 with every dividend reinvested: 15.7% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $143,735 reinvested (15.2% a year), or $114,237 taking the dividends as cash, $17,453 of it paid out along the way.
UNP became
$143,735
S&P 500: $72,756
Return a year
15.2%
S&P 500: 11.1%
Payouts reinvested
$22,685
bought more shares
Worst drop
-54.7%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | UNP total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +33.4% | $1,950 | +11.7% |
| 2025 | +3.9% | $2,507 | +17.7% |
| 2024 | −5.1% | $2,385 | +24.9% |
| 2023 | +21.6% | $2,369 | +26.2% |
| 2022 | −15.9% | $2,164 | −18.2% |
| 2021 | +23.3% | $1,805 | +28.7% |
| 2020 | +17.6% | $1,575 | +18.3% |
| 2019 | +33.7% | $1,500 | +31.2% |
| 2018 | +5.3% | $1,198 | −4.6% |
| 2017 | +32.3% | $991 | +21.7% |
| 2016 | +36.0% | $856 | +12.0% |
| 2015 | −32.8% | $809 | +1.2% |
| 2014 | +44.5% | $689 | +13.5% |
| 2013 | +36.3% | $529 | +32.3% |
| 2012 | +21.2% | $430 | +16.0% |
| 2011 | +16.7% | $353 | +1.9% |
| 2010 | +47.6% | $230 | +15.1% |
| 2009 | +36.6% | $182 | +26.4% |
| 2008 | −22.7% | $166 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: UNP total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Union Pacific (UNP) at the end of Dec 2007, with dividends reinvested, was worth $143,735 at the end of Oct 2026: 15.2% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, UNP turned $10,000 into $42,944 with dividends reinvested, 15.7% a year.
- Over the 5 years to Oct 2026, UNP returned 7.1% a year with dividends reinvested (S&P 500: 12.0%).
- Taking UNP's dividends as cash instead of reinvesting them, the same $10,000 ended at $114,237, including $17,453 of cash received; reinvesting added $29,498.
- UNP's best calendar year in that time was 2010 (47.6%) and its worst 2015 (-32.8%), with dividends reinvested.
Cite this page
SmarterDividends, "Union Pacific (UNP) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/UNP/total-return
UNP total return questions
If I invested $10,000 in UNP 10 years ago, how much would I have?
About $42,944 at the end of Oct 2026, with every dividend reinvested: 15.7% a year. Taking them as cash, you'd have shares worth $34,475 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is UNP's total return since Dec 2007?
1337% in total, or 15.2% a year, through Oct 2026 with dividends reinvested. The share price alone rose 868%.
How much of UNP's return came from dividends?
About 16% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $29,498 better off on a $10,000 start.
What was UNP's worst year?
2015, at -32.8% with dividends reinvested (S&P 500: 1.2%). Its deepest fall from a peak, on month-end values, was -54.7%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.