U.S. Bancorp (USB) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in U.S. Bancorp (USB) ten years ago, at the end of Oct 2016, was worth $19,227 at the end of Oct 2026 with every dividend reinvested: 6.8% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $33,418 reinvested (6.6% a year), or $26,509 taking the dividends as cash, $7,778 of it paid out along the way.
USB became
$33,418
S&P 500: $72,756
Return a year
6.6%
S&P 500: 11.1%
Payouts reinvested
$10,698
bought more shares
Worst drop
-59.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | USB total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +14.6% | $885 | +11.7% |
| 2025 | +16.5% | $1,088 | +17.7% |
| 2024 | +15.6% | $1,029 | +24.9% |
| 2023 | +4.8% | $962 | +26.2% |
| 2022 | −19.1% | $861 | −18.2% |
| 2021 | +24.3% | $789 | +28.7% |
| 2020 | −17.9% | $732 | +18.3% |
| 2019 | +33.6% | $668 | +31.2% |
| 2018 | −12.4% | $553 | −4.6% |
| 2017 | +6.6% | $463 | +21.7% |
| 2016 | +23.4% | $419 | +12.0% |
| 2015 | −2.8% | $393 | +1.2% |
| 2014 | +13.8% | $363 | +13.5% |
| 2013 | +29.6% | $327 | +32.3% |
| 2012 | +20.9% | $281 | +16.0% |
| 2011 | +2.3% | $184 | +1.9% |
| 2010 | +20.7% | $70 | +15.1% |
| 2009 | −9.0% | $83 | +26.4% |
| 2008 | −16.6% | $548 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: USB total return
Data as of · Source: SmarterDividends data
- $10,000 invested in U.S. Bancorp (USB) at the end of Dec 2007, with dividends reinvested, was worth $33,418 at the end of Oct 2026: 6.6% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, USB turned $10,000 into $19,227 with dividends reinvested, 6.8% a year.
- Over the 5 years to Oct 2026, USB returned 4.2% a year with dividends reinvested (S&P 500: 12.0%).
- Taking USB's dividends as cash instead of reinvesting them, the same $10,000 ended at $26,509, including $7,778 of cash received; reinvesting added $6,909.
- USB's best calendar year in that time was 2019 (33.6%) and its worst 2022 (-19.1%), with dividends reinvested.
Cite this page
SmarterDividends, "U.S. Bancorp (USB) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/USB/total-return
USB total return questions
If I invested $10,000 in USB 10 years ago, how much would I have?
About $19,227 at the end of Oct 2026, with every dividend reinvested: 6.8% a year. Taking them as cash, you'd have shares worth $13,282 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is USB's total return since Dec 2007?
234% in total, or 6.6% a year, through Oct 2026 with dividends reinvested. The share price alone rose 87%.
How much of USB's return came from dividends?
About 49% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $6,909 better off on a $10,000 start.
What was USB's worst year?
2022, at -19.1% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -59.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.