USFR Total Return Calculator
$10,000 since Feb 2014, with and without reinvesting · data through Oct 2026
$10,000 invested in USFR ten years ago, at the end of Oct 2016, was worth $12,887 at the end of Oct 2026 with every distribution reinvested: 2.6% a year, against $41,633 in the S&P 500. Since Feb 2014, $10,000 became $12,887 reinvested (2.0% a year), or $12,566 taking the distributions as cash, $2,494 of it paid out along the way.
USFR became
$12,887
S&P 500: $50,197
Return a year
2.0%
S&P 500: 13.6%
Payouts reinvested
$2,822
bought more shares
Worst drop
-1.3%
S&P 500: -23.9%
$10,000, Feb 2014 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | USFR total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +3.3% | $392 | +11.7% |
| 2025 | +4.2% | $506 | +17.7% |
| 2024 | +5.5% | $603 | +24.9% |
| 2023 | +5.2% | $565 | +26.2% |
| 2022 | +2.0% | $192 | −18.2% |
| 2021 | −0.0% | $3 | +28.7% |
| 2020 | +0.5% | $38 | +18.3% |
| 2019 | +2.0% | $218 | +31.2% |
| 2018 | +2.0% | $170 | −4.6% |
| 2017 | +1.0% | $105 | +21.7% |
| 2016 | +0.8% | $23 | +12.0% |
| 2015 | −0.1% | $4 | +1.2% |
| 2014 (part) | −0.6% | $4 | +12.5% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: USFR total return
Data as of · Source: SmarterDividends data
- $10,000 invested in USFR at the end of Feb 2014, with distributions reinvested, was worth $12,887 at the end of Oct 2026: 2.0% a year, against $50,197 (13.6% a year) in the S&P 500.
- Over the 10 years to Oct 2026, USFR turned $10,000 into $12,887 with distributions reinvested, 2.6% a year.
- Over the 5 years to Oct 2026, USFR returned 4.0% a year with distributions reinvested (S&P 500: 12.0%).
- Taking USFR's distributions as cash instead of reinvesting them, the same $10,000 ended at $12,566, including $2,494 of cash received; reinvesting added $321.
- USFR's best calendar year in that time was 2024 (5.5%) and its worst 2015 (-0.1%), with distributions reinvested.
Cite this page
SmarterDividends, "USFR Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/USFR/total-return
USFR total return questions
If I invested $10,000 in USFR 10 years ago, how much would I have?
About $12,887 at the end of Oct 2026, with every distribution reinvested: 2.6% a year. Taking them as cash, you'd have shares worth $10,080 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is USFR's total return since Feb 2014?
29% in total, or 2.0% a year, through Oct 2026 with distributions reinvested. The share price alone rose 1%.
How much of USFR's return came from distributions?
About 97% of its yearly return since Feb 2014. Reinvesting them, rather than taking cash, left you $321 better off on a $10,000 start.
What was USFR's worst year?
2015, at -0.1% with distributions reinvested (S&P 500: 1.2%). Its deepest fall from a peak, on month-end values, was -1.3%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.