Reaves Utility Income Fund (UTG) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in Reaves Utility Income Fund (UTG) ten years ago, at the end of Oct 2016, was worth $23,934 at the end of Oct 2026 with every dividend reinvested: 9.1% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $52,931 reinvested (9.3% a year), or $28,673 taking the dividends as cash, $14,774 of it paid out along the way.
UTG became
$52,931
S&P 500: $72,756
Return a year
9.3%
S&P 500: 11.1%
Payouts reinvested
$32,968
bought more shares
Worst drop
-56.6%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | UTG total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +0.3% | $2,668 | +11.7% |
| 2025 | +23.2% | $3,296 | +17.7% |
| 2024 | +29.0% | $3,229 | +24.9% |
| 2023 | +2.8% | $2,667 | +26.2% |
| 2022 | −13.4% | $2,487 | −18.2% |
| 2021 | +14.3% | $2,273 | +28.7% |
| 2020 | −5.2% | $2,088 | +18.3% |
| 2019 | +33.6% | $1,901 | +31.2% |
| 2018 | +1.9% | $1,709 | −4.6% |
| 2017 | +6.8% | $1,520 | +21.7% |
| 2016 | +29.6% | $2,054 | +12.0% |
| 2015 | −15.9% | $1,224 | +1.2% |
| 2014 | +38.7% | $1,105 | +13.5% |
| 2013 | +12.0% | $949 | +32.3% |
| 2012 | −2.6% | $887 | +16.0% |
| 2011 | +25.1% | $959 | +1.9% |
| 2010 | +28.8% | $686 | +15.1% |
| 2009 | +75.6% | $662 | +26.4% |
| 2008 | −49.2% | $603 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: UTG total return
Data as of · Source: SmarterDividends data
- $10,000 invested in Reaves Utility Income Fund (UTG) at the end of Dec 2007, with dividends reinvested, was worth $52,931 at the end of Oct 2026: 9.3% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, UTG turned $10,000 into $23,934 with dividends reinvested, 9.1% a year.
- Over the 5 years to Oct 2026, UTG returned 8.4% a year with dividends reinvested (S&P 500: 12.0%).
- Taking UTG's dividends as cash instead of reinvesting them, the same $10,000 ended at $28,673, including $14,774 of cash received; reinvesting added $24,257.
- UTG's best calendar year in that time was 2009 (75.6%) and its worst 2008 (-49.2%), with dividends reinvested.
Cite this page
SmarterDividends, "Reaves Utility Income Fund (UTG) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/UTG/total-return
UTG total return questions
If I invested $10,000 in UTG 10 years ago, how much would I have?
About $23,934 at the end of Oct 2026, with every dividend reinvested: 9.1% a year. Taking them as cash, you'd have shares worth $11,680 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is UTG's total return since Dec 2007?
429% in total, or 9.3% a year, through Oct 2026 with dividends reinvested. The share price alone rose 39%.
How much of UTG's return came from dividends?
About 81% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $24,257 better off on a $10,000 start.
What was UTG's worst year?
2008, at -49.2% with dividends reinvested (S&P 500: -36.8%). Its deepest fall from a peak, on month-end values, was -56.6%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.